HomeCompareT vs VYM

T vs VYM: Dividend Comparison 2026

T yields 6.24% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $22.1K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — T vs VYM

Annual dividend income

MetricTVYM
Forward yield6.24%2.91%
Annual dividend / share$1.11$3.44
Payout ratio58%45%
1-year div growth0%6.2%
5-year div CAGR-8.2%7.8%
Portfolio after 10y$9.1K$31.3K
Annual income after 10y$432.01$785.17
Total dividends collected$5.0K$5.2K
Payment frequencyquarterlyquarterly
SectorTelecomETF

Year-by-year: T vs VYM ($10,000, DRIP)

YearT PortfolioT Income/yrVYM PortfolioVYM Income/yrGap
1$9,962$572.46$11,223$313.20$1.3KVYM
2$9,912$557.56$12,592$347.33$2.7KVYM
3$9,850$542.34$14,123$385.04$4.3KVYM
4$9,776$526.88$15,835$426.70$6.1KVYM
5$9,691$511.23$17,748$472.73$8.1KVYM
6$9,595$495.45$19,887$523.54$10.3KVYM
7$9,489$479.58$22,276$579.64$12.8KVYM
8$9,374$463.69$24,945$641.54$15.6KVYM
9$9,250$447.82$27,925$709.84$18.7KVYM
10$9,118$432.01$31,251$785.17$22.1KVYM

T vs VYM: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is T or VYM better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while VYM offers 2.91% (3.44/share/year). T provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs VYM earn per year?
With $10,000 invested today: T pays approximately $624/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $785/year (VYM).
Does T or VYM pay monthly dividends?
T pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this T vs VYM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

T vs VZT vs LUMNT vs TMUST vs AMTT vs SCHDT vs VIGT vs DGROT vs HDVVYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDV

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.