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T vs MCD: Dividend Comparison 2026

T yields 6.24% · MCD yields 2.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $11.9K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — T vs MCD

Annual dividend income

MetricTMCD
Forward yield6.24%2.27%
Annual dividend / share$1.11$6.68
Payout ratio58%72%
1-year div growth0%10%
5-year div CAGR-8.2%8.5%
Portfolio after 10y$9.1K$21.0K
Annual income after 10y$432.01$652.30
Total dividends collected$5.0K$4.2K
Payment frequencyquarterlyquarterly
SectorTelecomConsumer Discretionary

Year-by-year: T vs MCD ($10,000, DRIP)

YearT PortfolioT Income/yrMCD PortfolioMCD Income/yrGap
1$9,962$572.46$10,726$246.11$764.00MCD
2$9,912$557.56$11,514$273.29$1.6KMCD
3$9,850$542.34$12,371$303.73$2.5KMCD
4$9,776$526.88$13,302$337.85$3.5KMCD
5$9,691$511.23$14,317$376.12$4.6KMCD
6$9,595$495.45$15,423$419.10$5.8KMCD
7$9,489$479.58$16,631$467.42$7.1KMCD
8$9,374$463.69$17,951$521.82$8.6KMCD
9$9,250$447.82$19,396$583.12$10.1KMCD
10$9,118$432.01$20,979$652.30$11.9KMCD

T vs MCD: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is T or MCD better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while MCD offers 2.27% (6.68/share/year). T provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs MCD earn per year?
With $10,000 invested today: T pays approximately $624/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $652/year (MCD).
Does T or MCD pay monthly dividends?
T pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.