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T vs RS: Dividend Comparison 2026

T yields 3.86% · RS yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RS wins by $5.92M in total portfolio value
10 years
T
AT&T Inc.
● Live price
3.86%
Share price
$28.79
Annual div
$1.11
5Y div CAGR
-45.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.6K
Annual income
$0.96
Full T calculator →
RS
RS
● Live price
1.61%
Share price
$300.49
Annual div
$4.85
5Y div CAGR
90%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.93M
Annual income
$4,946,851.97
Full RS calculator →

Portfolio growth — T vs RS

📍 RS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTRS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, T + RS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
T pays
RS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

T
Annual income on $10K today (after 15% tax)
$327.72/yr
After 10yr DRIP, annual income (after tax)
$0.82/yr
RS
Annual income on $10K today (after 15% tax)
$137.19/yr
After 10yr DRIP, annual income (after tax)
$4,204,824.17/yr
At 15% tax rate, RS beats the other by $4,204,823.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of T + RS for your $10,000?

T: 50%RS: 50%
100% RS50/50100% T
Portfolio after 10yr
$2.97M
Annual income
$2,473,426.46/yr
Blended yield
83.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on T right now

T
Analyst Ratings
1
Strong
26
Buy
29
Hold
5
Sell
Consensus: Hold
Price Target
$28.88
+0.3% upside vs current
Range: $20.00 — $33.00
Altman Z
1.0
Piotroski
7/9
RS
Analyst Ratings
9
Buy
16
Hold
2
Sell
Consensus: Hold
Price Target
$330.00
+9.8% upside vs current
Range: $320.00 — $340.00
Altman Z
6.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

T buys
9
RS buys
1
PoliticianChamberTickerTypeAmountDate
David Taylor🏢 House$T▼ Sell$1,001 - $15,0002026-02-26
Julia Letlow🏢 House$T▼ Sell$1,001 - $15,0002026-02-12
Tim Moore🏢 House$T▼ Sell$15,001 - $50,0002026-01-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002026-01-29
Tim Moore🏢 House$T▲ Buy$15,001 - $50,0002026-01-09
Cleo Fields🏢 House$T▼ Sell$15,001 - $50,0002025-12-11
Harold Dallas Rogers🏢 House$T▼ Sell$1,001 - $15,0002025-11-24
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
David Taylor🏢 House$T▲ Buy$1,001 - $15,0002025-10-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTRS
Forward yield3.86%1.61%
Annual dividend / share$1.11$4.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.4%90%
Portfolio after 10y$5.6K$5.93M
Annual income after 10y$0.96$4,946,851.97
Total dividends collected$471.00$5.83M
Payment frequencyquarterlyquarterly
SectorTelecomMaterials
Analyst consensusHoldHold
Analyst price target$28.88$330.00

Year-by-year: T vs RS ($10,000, DRIP)

YearT PortfolioT Income/yrRS PortfolioRS Income/yrGap
1← crossover$9,601$210.51$11,007$306.67$1.4KRS
2$9,132$117.52$12,376$599.36$3.2KRS
3$8,640$65.00$14,440$1,196.75$5.8KRS
4$8,149$35.76$17,930$2,479.30$9.8KRS
5$7,672$19.61$24,651$5,466.60$17.0KRS
6$7,214$10.73$39,723$13,346.12$32.5KRS
7$6,780$5.87$80,692$38,188.01$73.9KRS
8$6,370$3.21$224,087$137,747.25$217.7KRS
9$5,983$1.75$919,042$679,268.17$913.1KRS
10$5,619$0.96$5,930,227$4,946,851.97$5.92MRS

T vs RS: Complete Analysis 2026

TTelecom

AT&T Inc. provides telecommunications, media, and technology services worldwide. Its Communications segment offers wireless voice and data communications services; and sells handsets, wireless data cards, wireless computing devices, and carrying cases and hands-free devices through its own company-owned stores, agents, and third-party retail stores. It also provides data, voice, security, cloud solutions, outsourcing, and managed and professional services, as well as customer premises equipment for multinational corporations, small and mid-sized businesses, governmental, and wholesale customers. In addition, this segment offers broadband fiber and legacy telephony voice communication services to residential customers. It markets its communications services and products under the AT&T, Cricket, AT&T PREPAID, and AT&T Fiber brand names. The company's Latin America segment provides wireless services in Mexico; and video services in Latin America. This segment markets its services and products under the AT&T and Unefon brand names. The company was formerly known as SBC Communications Inc. and changed its name to AT&T Inc. in 2005. AT&T Inc. was incorporated in 1983 and is headquartered in Dallas, Texas.

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RSMaterials

Reliance Steel & Aluminum Co. operates as a diversified metal solutions provider and the metals service center company in the United States, Canada, and internationally. The company distributes a line of approximately 100,000 metal products, including alloy, aluminum, brass, copper, carbon steel, stainless steel, titanium, and specialty steel products; and provides metals processing services to general manufacturing, non-residential construction, transportation, aerospace, energy, electronics and semiconductor fabrication, and heavy industries. It also distributes non-ferrous metals products and tubular building products; and manufactures specialty extruded metals, fabricated parts, and welded components. As of December 31, 2021, the company operated a network of approximately 315 locations in 40 states in the United States and 13 in other countries. It sells its products directly to original equipment manufacturers, which primarily include small machine shops and fabricators. The company was founded in 1939 and is headquartered in Los Angeles, California.

Full RS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.