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TBBC vs BTI: Dividend Comparison 2026

TBBC yields 32.15% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TBBC wins by $112.1K in total portfolio value
10 years
TBBC
TBBC
● Live price
32.15%
Share price
$6.22
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$149.8K
Annual income
$21,041.32
Full TBBC calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — TBBC vs BTI

📍 TBBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTBBCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TBBC + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TBBC pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBBC
Annual income on $10K today (after 15% tax)
$2,733.12/yr
After 10yr DRIP, annual income (after tax)
$17,885.12/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, TBBC beats the other by $15,516.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TBBC + BTI for your $10,000?

TBBC: 50%BTI: 50%
100% BTI50/50100% TBBC
Portfolio after 10yr
$93.7K
Annual income
$11,913.98/yr
Blended yield
12.71%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TBBC
No analyst data
Altman Z
0.2
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBBC buys
0
BTI buys
0
No recent congressional trades found for TBBC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTBBCBTI
Forward yield32.15%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$149.8K$37.7K
Annual income after 10y$21,041.32$2,786.64
Total dividends collected$104.9K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TBBC vs BTI ($10,000, DRIP)

YearTBBC PortfolioTBBC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,915$3,215.43$11,299$598.92+$2.6KTBBC
2$19,071$4,181.70$12,794$703.91+$6.3KTBBC
3$25,762$5,356.12$14,518$829.07+$11.2KTBBC
4$34,328$6,761.97$16,513$978.64+$17.8KTBBC
5$45,151$8,420.71$18,827$1,157.84+$26.3KTBBC
6$58,663$10,351.20$21,518$1,373.12+$37.1KTBBC
7$75,339$12,569.03$24,657$1,632.46+$50.7KTBBC
8$95,698$15,085.87$28,329$1,945.74+$67.4KTBBC
9$120,306$17,909.06$32,637$2,325.33+$87.7KTBBC
10$149,769$21,041.32$37,708$2,786.64+$112.1KTBBC

TBBC vs BTI: Complete Analysis 2026

TBBCStock

Triad Business Bank provides various banking products and services in the United States. It offers checking, savings, money market, and retirement accounts, as well as certificates of deposit; and home equity loan, real estate investment purchases or refinances, and refinance existing loan services, as well as acquisition financing and working capital loans. The company also provides online banking, personal online bill pay, E-statements, personal debit cards, and mobile deposit and banking services, as well as treasury solutions and merchant services. In addition, the company offers letters of credit products, such as export letters of credit, export documentary collections, import letter of credit, import documentary collections, and foreign or domestic letters of credit; and lines of credit products, including revolving, equipment purchases, guidance, seasonal cash flow, additional working capital, and inventory financing. Further, the company provides lockbox, remote deposit capture, and mobile capture services; ACH origination, wire origination, and purchase card services; and fraud protection services. Additionally, it offers zero balance, line of credit, and checking sweep services. The company operates three banking offices in the Triad region of North Carolina. Triad Business Bank was incorporated in 2020 and is based in Greensboro, North Carolina.

Full TBBC Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.