HomeCompareTCBIL vs GBDC

TCBIL vs GBDC: Dividend Comparison 2026

TCBIL yields 34.08% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TCBIL wins by $2534974125.01M in total portfolio value
10 years
TCBIL
TCBIL
● Live price
34.08%
Share price
$25.02
Annual div
$8.53
5Y div CAGR
98.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2534974145.86M
Annual income
$2,519,427,200,717,667.50
Full TCBIL calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — TCBIL vs GBDC

📍 TCBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCBILGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCBIL + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCBIL pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCBIL
Annual income on $10K today (after 15% tax)
$2,896.52/yr
After 10yr DRIP, annual income (after tax)
$2,141,513,120,610,017.20/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, TCBIL beats the other by $2,141,513,106,626,893.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCBIL + GBDC for your $10,000?

TCBIL: 50%GBDC: 50%
100% GBDC50/50100% TCBIL
Portfolio after 10yr
$1267487083.36M
Annual income
$1,259,713,608,584,200.80/yr
Blended yield
99.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

TCBIL
Analyst Ratings
8
Buy
21
Hold
3
Sell
Consensus: Hold
Price Target
$65.00
+159.8% upside vs current
Range: $65.00 — $65.00
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCBIL buys
0
GBDC buys
0
No recent congressional trades found for TCBIL or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCBILGBDC
Forward yield34.08%11.86%
Annual dividend / share$8.53$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR98.2%51.1%
Portfolio after 10y$2534974145.86M$20.85M
Annual income after 10y$2,519,427,200,717,667.50$16,450,733.83
Total dividends collected$2533946097.52M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy
Analyst price target$65.00$14.00

Year-by-year: TCBIL vs GBDC ($10,000, DRIP)

YearTCBIL PortfolioTCBIL Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$17,454$6,754.01$12,492$1,791.70+$5.0KTCBIL
2$40,512$21,836.18$16,527$3,160.58+$24.0KTCBIL
3$137,230$93,882.54$23,588$5,904.90+$113.6KTCBIL
4$735,913$589,076.19$37,141$11,901.65+$698.8KTCBIL
5$6,638,930$5,851,503.16$66,205$26,463.38+$6.57MTCBIL
6$104,885,698$97,782,042.91$137,452$66,612.65+$104.75MTCBIL
7$2,973,750,291$2,861,522,594.20$342,372$195,298.53+$2973.41MTCBIL
8$153,463,328,598$150,281,415,787.21$1,053,292$686,954.33+$153462.28MTCBIL
9$14,529,855,277,068$14,365,649,515,467.92$4,111,439$2,984,416.95+$14529851.17MTCBIL
10$2,534,974,145,864,131$2,519,427,200,717,667.50$20,849,974$16,450,733.83+$2534974125.01MTCBIL

TCBIL vs GBDC: Complete Analysis 2026

TCBILStock

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as other treasury management services, including information services, wire transfer initiation, ACH initiation, account transfer, and service integration; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing for working capital, internal growth, and acquisitions, as well as financing for business insurance premiums; real estate term and construction loans; mortgage warehouse lending; mortgage correspondent aggregation; equipment finance and leasing; treasury management services, including online banking and debit and credit card services; escrow services; and letters of credit. In addition, it offers personal wealth management and trust services; secured and unsecured loans; and online and mobile banking services. Further, the company provides American Airlines AAdvantage, an all-digital branch offering depositors. It operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.

Full TCBIL Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.