HomeCompareTCBIL vs MO

TCBIL vs MO: Dividend Comparison 2026

TCBIL yields 34.08% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TCBIL wins by $2534974145.78M in total portfolio value
10 years
TCBIL
TCBIL
● Live price
34.08%
Share price
$25.02
Annual div
$8.53
5Y div CAGR
98.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2534974145.86M
Annual income
$2,519,427,200,717,667.50
Full TCBIL calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — TCBIL vs MO

📍 TCBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCBILMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCBIL + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCBIL pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCBIL
Annual income on $10K today (after 15% tax)
$2,896.52/yr
After 10yr DRIP, annual income (after tax)
$2,141,513,120,610,017.20/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, TCBIL beats the other by $2,141,513,120,584,382.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCBIL + MO for your $10,000?

TCBIL: 50%MO: 50%
100% MO50/50100% TCBIL
Portfolio after 10yr
$1267487072.97M
Annual income
$1,259,713,600,373,913.20/yr
Blended yield
99.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

TCBIL
Analyst Ratings
8
Buy
21
Hold
3
Sell
Consensus: Hold
Price Target
$65.00
+159.8% upside vs current
Range: $65.00 — $65.00
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCBIL buys
0
MO buys
0
No recent congressional trades found for TCBIL or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCBILMO
Forward yield34.08%6.36%
Annual dividend / share$8.53$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR98.2%22.6%
Portfolio after 10y$2534974145.86M$80.1K
Annual income after 10y$2,519,427,200,717,667.50$30,159.17
Total dividends collected$2533946097.52M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$65.00$61.25

Year-by-year: TCBIL vs MO ($10,000, DRIP)

YearTCBIL PortfolioTCBIL Income/yrMO PortfolioMO Income/yrGap
1← crossover$17,454$6,754.01$10,570$780.30+$6.9KTCBIL
2$40,512$21,836.18$11,381$1,032.90+$29.1KTCBIL
3$137,230$93,882.54$12,535$1,392.73+$124.7KTCBIL
4$735,913$589,076.19$14,193$1,920.91+$721.7KTCBIL
5$6,638,930$5,851,503.16$16,618$2,723.68+$6.62MTCBIL
6$104,885,698$97,782,042.91$20,263$3,993.80+$104.87MTCBIL
7$2,973,750,291$2,861,522,594.20$25,936$6,098.36+$2973.72MTCBIL
8$153,463,328,598$150,281,415,787.21$35,166$9,775.01+$153463.29MTCBIL
9$14,529,855,277,068$14,365,649,515,467.92$51,026$16,597.78+$14529855.23MTCBIL
10$2,534,974,145,864,131$2,519,427,200,717,667.50$80,113$30,159.17+$2534974145.78MTCBIL

TCBIL vs MO: Complete Analysis 2026

TCBILStock

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as other treasury management services, including information services, wire transfer initiation, ACH initiation, account transfer, and service integration; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing for working capital, internal growth, and acquisitions, as well as financing for business insurance premiums; real estate term and construction loans; mortgage warehouse lending; mortgage correspondent aggregation; equipment finance and leasing; treasury management services, including online banking and debit and credit card services; escrow services; and letters of credit. In addition, it offers personal wealth management and trust services; secured and unsecured loans; and online and mobile banking services. Further, the company provides American Airlines AAdvantage, an all-digital branch offering depositors. It operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.