HomeCompareTCBIL vs PM

TCBIL vs PM: Dividend Comparison 2026

TCBIL yields 34.08% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TCBIL wins by $2534974145.81M in total portfolio value
10 years
TCBIL
TCBIL
● Live price
34.08%
Share price
$25.02
Annual div
$8.53
5Y div CAGR
98.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2534974145.86M
Annual income
$2,519,427,200,717,667.50
Full TCBIL calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — TCBIL vs PM

📍 TCBIL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCBILPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCBIL + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCBIL pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCBIL
Annual income on $10K today (after 15% tax)
$2,896.52/yr
After 10yr DRIP, annual income (after tax)
$2,141,513,120,610,017.20/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, TCBIL beats the other by $2,141,513,120,607,899.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCBIL + PM for your $10,000?

TCBIL: 50%PM: 50%
100% PM50/50100% TCBIL
Portfolio after 10yr
$1267487072.96M
Annual income
$1,259,713,600,360,079.80/yr
Blended yield
99.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

TCBIL
Analyst Ratings
8
Buy
21
Hold
3
Sell
Consensus: Hold
Price Target
$65.00
+159.8% upside vs current
Range: $65.00 — $65.00
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCBIL buys
0
PM buys
0
No recent congressional trades found for TCBIL or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCBILPM
Forward yield34.08%3.48%
Annual dividend / share$8.53$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR98.2%17.2%
Portfolio after 10y$2534974145.86M$49.6K
Annual income after 10y$2,519,427,200,717,667.50$2,492.02
Total dividends collected$2533946097.52M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$65.00$194.30

Year-by-year: TCBIL vs PM ($10,000, DRIP)

YearTCBIL PortfolioTCBIL Income/yrPM PortfolioPM Income/yrGap
1← crossover$17,454$6,754.01$11,648$408.29+$5.8KTCBIL
2$40,512$21,836.18$13,589$495.90+$26.9KTCBIL
3$137,230$93,882.54$15,877$603.21+$121.4KTCBIL
4$735,913$589,076.19$18,580$734.88+$717.3KTCBIL
5$6,638,930$5,851,503.16$21,781$896.75+$6.62MTCBIL
6$104,885,698$97,782,042.91$25,578$1,096.12+$104.86MTCBIL
7$2,973,750,291$2,861,522,594.20$30,092$1,342.17+$2973.72MTCBIL
8$153,463,328,598$150,281,415,787.21$35,470$1,646.46+$153463.29MTCBIL
9$14,529,855,277,068$14,365,649,515,467.92$41,892$2,023.58+$14529855.24MTCBIL
10$2,534,974,145,864,131$2,519,427,200,717,667.50$49,578$2,492.02+$2534974145.81MTCBIL

TCBIL vs PM: Complete Analysis 2026

TCBILStock

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as other treasury management services, including information services, wire transfer initiation, ACH initiation, account transfer, and service integration; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing for working capital, internal growth, and acquisitions, as well as financing for business insurance premiums; real estate term and construction loans; mortgage warehouse lending; mortgage correspondent aggregation; equipment finance and leasing; treasury management services, including online banking and debit and credit card services; escrow services; and letters of credit. In addition, it offers personal wealth management and trust services; secured and unsecured loans; and online and mobile banking services. Further, the company provides American Airlines AAdvantage, an all-digital branch offering depositors. It operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.

Full TCBIL Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.