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TCLAF vs BTI: Dividend Comparison 2026

TCLAF yields 17.47% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TCLAF wins by $147.08M in total portfolio value
10 years
TCLAF
TCLAF
● Live price
17.47%
Share price
$3.72
Annual div
$0.65
5Y div CAGR
51.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$147.11M
Annual income
$124,768,473.46
Full TCLAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — TCLAF vs BTI

📍 TCLAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCLAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCLAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCLAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCLAF
Annual income on $10K today (after 15% tax)
$1,485.22/yr
After 10yr DRIP, annual income (after tax)
$106,053,202.44/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, TCLAF beats the other by $106,050,833.80/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TCLAF + BTI for your $10,000?

TCLAF: 50%BTI: 50%
100% BTI50/50100% TCLAF
Portfolio after 10yr
$73.58M
Annual income
$62,385,630.05/yr
Blended yield
84.79%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TCLAF
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
2.2
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCLAF buys
0
BTI buys
0
No recent congressional trades found for TCLAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCLAFBTI
Forward yield17.47%5.38%
Annual dividend / share$0.65$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.3%11.3%
Portfolio after 10y$147.11M$37.7K
Annual income after 10y$124,768,473.46$2,786.64
Total dividends collected$145.26M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: TCLAF vs BTI ($10,000, DRIP)

YearTCLAF PortfolioTCLAF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$13,344$2,643.68$11,299$598.92+$2.0KTCLAF
2$19,266$4,988.16$12,794$703.91+$6.5KTCLAF
3$30,798$10,183.78$14,518$829.07+$16.3KTCLAF
4$55,974$23,019.79$16,513$978.64+$39.5KTCLAF
5$119,050$59,158.34$18,827$1,157.84+$100.2KTCLAF
6$305,301$177,916.51$21,518$1,373.12+$283.8KTCLAF
7$971,832$645,160.54$24,657$1,632.46+$947.2KTCLAF
8$3,943,794$2,903,933.29$28,329$1,945.74+$3.92MTCLAF
9$20,883,302$16,663,442.56$32,637$2,325.33+$20.85MTCLAF
10$147,113,606$124,768,473.46$37,708$2,786.64+$147.08MTCLAF

TCLAF vs BTI: Complete Analysis 2026

TCLAFStock

Transcontinental Inc. engages in the flexible packaging business in Canada, the United States, Latin America, the United Kingdom, Australia, and New Zealand. It operates through Packaging, Printing, and Media sectors. The Packaging sector engages in the extrusion, lamination, printing, and converting packaging solutions; and manufacturing and recycling flexible plastic, including rollstock, bags and pouches, coextruded films, shrink films and bags, and advanced coatings. This sector serves cheese and dairy, coffee and tea, meat and protein, pet food, agriculture, beverage, confectionery, industrial, and consumer product markets, as well as supermarkets. The Printing sector provides integrated services for retailers, such as premedia services, flyer and in-store, and door-to-door marketing product printing distribution, as well as print solutions for newspapers, magazines, 4-color books, and personalized and mass marketing products. The Media sector is involved in printing and digital publishing of educational and trade books, and specialized publications for professionals and newspapers in French and English. Transcontinental Inc. was founded in 1976 and is headquartered in Montreal, Canada.

Full TCLAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.