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TCNB vs MCD: Dividend Comparison 2026

TCNB yields 30.77% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TCNB wins by $59.8K in total portfolio value
10 years
TCNB
TCNB
● Live price
30.77%
Share price
$6.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$138.4K
Annual income
$18,714.30
Full TCNB calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — TCNB vs MCD

📍 TCNB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCNBMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCNB + MCD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TCNB pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCNB
Annual income on $10K today (after 15% tax)
$2,615.38/yr
After 10yr DRIP, annual income (after tax)
$15,907.15/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $6,386.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCNB + MCD for your $10,000?

TCNB: 50%MCD: 50%
100% MCD50/50100% TCNB
Portfolio after 10yr
$108.5K
Annual income
$22,471.00/yr
Blended yield
20.72%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

TCNB
No analyst data
Altman Z
-0.5
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCNB buys
0
MCD buys
0
No recent congressional trades found for TCNB or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCNBMCD
Forward yield30.77% ✓2.35%
Annual dividend / share$2.00$7.26 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3% ✓
Portfolio after 10y$138.4K ✓$78.5K
Annual income after 10y$18,714.30$26,227.70 ✓
Total dividends collected$95.3K ✓$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: TCNB vs MCD ($10,000, DRIP)

YearTCNB PortfolioTCNB Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$13,777$3,076.92$10,815$334.85+$3.0K → TCNB
2$18,703$3,961.73$11,826$491.71+$6.9K → TCNB
3$25,039$5,026.45$13,123$730.06+$11.9K → TCNB
4$33,080$6,288.94$14,853$1,100.07+$18.2K → TCNB
5$43,161$7,765.18$17,257$1,690.61+$25.9K → TCNB
6$55,651$9,468.71$20,752$2,667.01+$34.9K → TCNB
7$70,957$11,410.06$26,103$4,354.83+$44.9K → TCNB
8$89,520$13,596.41$34,794$7,437.78+$54.7K → TCNB
9$111,818$16,031.25$49,926$13,461.60+$61.9K → TCNB
10$138,359$18,714.30$78,550$26,227.70+$59.8K → TCNB

TCNB vs MCD: Complete Analysis 2026

TCNB — Stock

Town Center Bank provides various financial services to individuals and businesses in Illinois. The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development. It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services. In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.

Full TCNB Calculator →

MCD — Consumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.