HomeCompareTCRZ vs SPHD

TCRZ vs SPHD: Dividend Comparison 2026

TCRZ yields 8.13% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TCRZ wins by $7.8K in total portfolio value
10 years
TCRZ
TCRZ
● Live price
8.13%
Share price
$24.59
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.3K
Annual income
$1,360.52
Full TCRZ calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — TCRZ vs SPHD

📍 TCRZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCRZSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCRZ + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCRZ pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCRZ
Annual income on $10K today (after 15% tax)
$691.34/yr
After 10yr DRIP, annual income (after tax)
$1,156.44/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, TCRZ beats the other by $674.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCRZ + SPHD for your $10,000?

TCRZ: 50%SPHD: 50%
100% SPHD50/50100% TCRZ
Portfolio after 10yr
$30.4K
Annual income
$963.94/yr
Blended yield
3.17%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCRZ buys
0
SPHD buys
0
No recent congressional trades found for TCRZ or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCRZSPHD
Forward yield8.13%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.3K$26.5K
Annual income after 10y$1,360.52$567.37
Total dividends collected$10.9K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TCRZ vs SPHD ($10,000, DRIP)

YearTCRZ PortfolioTCRZ Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,513$813.34$11,130$430.50+$383.00TCRZ
2$13,194$875.16$12,357$447.82+$837.00TCRZ
3$15,055$937.33$13,687$464.65+$1.4KTCRZ
4$17,109$999.57$15,126$480.98+$2.0KTCRZ
5$19,368$1,061.59$16,682$496.78+$2.7KTCRZ
6$21,847$1,123.15$18,362$512.03+$3.5KTCRZ
7$24,560$1,184.02$20,174$526.72+$4.4KTCRZ
8$27,523$1,243.99$22,127$540.84+$5.4KTCRZ
9$30,753$1,302.88$24,230$554.39+$6.5KTCRZ
10$34,266$1,360.52$26,493$567.37+$7.8KTCRZ

TCRZ vs SPHD: Complete Analysis 2026

TCRZStock

TCRZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TCRZ shares.

Full TCRZ Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this TCRZ vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TCRZ vs SCHDTCRZ vs JEPITCRZ vs OTCRZ vs KOTCRZ vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.