HomeCompareTERM vs DVY

TERM vs DVY: Dividend Comparison 2026

TERM yields 9.03% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TERM wins by $11.3K in total portfolio value
10 years
TERM
TERM
● Live price
9.03%
Share price
$22.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.4K
Annual income
$1,595.07
Full TERM calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — TERM vs DVY

📍 TERM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTERMDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TERM + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TERM pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TERM
Annual income on $10K today (after 15% tax)
$767.34/yr
After 10yr DRIP, annual income (after tax)
$1,355.81/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, TERM beats the other by $983.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TERM + DVY for your $10,000?

TERM: 50%DVY: 50%
100% DVY50/50100% TERM
Portfolio after 10yr
$30.7K
Annual income
$1,016.42/yr
Blended yield
3.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TERM buys
0
DVY buys
0
No recent congressional trades found for TERM or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTERMDVY
Forward yield9.03%3.50%
Annual dividend / share$2.00$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.4K$25.1K
Annual income after 10y$1,595.07$437.78
Total dividends collected$12.5K$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TERM vs DVY ($10,000, DRIP)

YearTERM PortfolioTERM Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,603$902.75$11,050$349.62+$553.00TERM
2$13,394$978.91$12,184$361.04+$1.2KTERM
3$15,388$1,056.10$13,409$372.07+$2.0KTERM
4$17,599$1,133.92$14,730$382.68+$2.9KTERM
5$20,042$1,212.02$16,154$392.89+$3.9KTERM
6$22,735$1,290.03$17,688$402.69+$5.0KTERM
7$25,695$1,367.63$19,338$412.07+$6.4KTERM
8$28,938$1,444.51$21,113$421.04+$7.8KTERM
9$32,484$1,520.41$23,020$429.61+$9.5KTERM
10$36,353$1,595.07$25,070$437.78+$11.3KTERM

TERM vs DVY: Complete Analysis 2026

TERMStock

The investment seeks to provide long term capital appreciation with capital preservation as a secondary objective. The fund will seek to achieve its investment objectives by investing in equity securities of companies domiciled in the U.S. or listed on a U.S. securities exchange. The fund's strategy seeks to provide exposure to U.S. listed equity securities and to avoid large, prolonged market losses and reduce volatility. It may also invest in inverse ETFs which seek to provide investment results that match a negative return of the performance of an underlying index like the S&P 500® Index.

Full TERM Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.