HomeCompareTFC vs UPS

TFC vs UPS: Dividend Comparison 2026

TFC yields 4.66% · UPS yields 6.91%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UPS wins by $21.56M in total portfolio value
10 years
TFC
TFC
● Live price
4.66%
Share price
$44.64
Annual div
$2.08
5Y div CAGR
16.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.7K
Annual income
$4,232.70
Full TFC calculator →
UPS
UPS
● Live price
6.91%
Share price
$94.96
Annual div
$6.56
5Y div CAGR
63.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.60M
Annual income
$17,853,988.84
Full UPS calculator →

Portfolio growth — TFC vs UPS

📍 UPS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTFCUPS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TFC + UPS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TFC pays
UPS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TFC
Annual income on $10K today (after 15% tax)
$396.06/yr
After 10yr DRIP, annual income (after tax)
$3,597.79/yr
UPS
Annual income on $10K today (after 15% tax)
$587.23/yr
After 10yr DRIP, annual income (after tax)
$15,175,890.51/yr
At 15% tax rate, UPS beats the other by $15,172,292.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TFC + UPS for your $10,000?

TFC: 50%UPS: 50%
100% UPS50/50100% TFC
Portfolio after 10yr
$10.82M
Annual income
$8,929,110.77/yr
Blended yield
82.51%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on TFC right now

TFC
Analyst Ratings
33
Buy
19
Hold
2
Sell
Consensus: Buy
Price Target
$58.50
+31.0% upside vs current
Range: $53.00 — $69.00
Altman Z
0.1
Piotroski
8/9
UPS
Analyst Ratings
2
Strong
18
Buy
21
Hold
4
Sell
Consensus: Hold
Price Target
$110.60
+16.5% upside vs current
Range: $85.00 — $128.00
Altman Z
2.9
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TFC buys
0
UPS buys
0
No recent congressional trades found for TFC or UPS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTFCUPS
Forward yield4.66%6.91%
Annual dividend / share$2.08$6.56
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR16.9%63.4%
Portfolio after 10y$41.7K$21.60M
Annual income after 10y$4,232.70$17,853,988.84
Total dividends collected$18.0K$21.26M
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyHold
Analyst price target$58.50$110.60

Year-by-year: TFC vs UPS ($10,000, DRIP)

YearTFC PortfolioTFC Income/yrUPS PortfolioUPS Income/yrGap
1← crossover$11,245$544.70$11,829$1,128.85$584.00UPS
2$12,701$669.16$14,696$2,039.15$2.0KUPS
3$14,416$825.76$19,594$3,868.78$5.2KUPS
4$16,449$1,023.96$28,842$7,876.90$12.4KUPS
5$18,877$1,276.48$48,568$17,706.64$29.7KUPS
6$21,799$1,600.43$97,500$45,532.94$75.7KUPS
7$25,344$2,019.14$243,915$139,589.70$218.6KUPS
8$29,682$2,564.71$794,268$533,278.88$764.6KUPS
9$35,042$3,281.70$3,501,731$2,651,864.00$3.47MUPS
10$41,727$4,232.70$21,600,841$17,853,988.84$21.56MUPS

TFC vs UPS: Complete Analysis 2026

TFCFinancials

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Full TFC Calculator →

UPSIndustrials

United Parcel Service, Inc. provides letter and package delivery, transportation, logistics, and related services. It operates through two segments, U.S. Domestic Package and International Package. The U.S. Domestic Package segment offers time-definite delivery of letters, documents, small packages, and palletized freight through air and ground services in the United States. The International Package segment provides guaranteed day and time-definite international shipping services in Europe, the Asia Pacific, Canada and Latin America, the Indian sub-continent, the Middle East, and Africa. This segment offers guaranteed time-definite express options. The company also provides international air and ocean freight forwarding, customs brokerage, distribution and post-sales, and mail and consulting services in approximately 200 countries and territories. In addition, it offers truckload brokerage services; supply chain solutions to the healthcare and life sciences industry; shipping, visibility, and billing technologies; and financial and insurance services. The company operates a fleet of approximately 121,000 package cars, vans, tractors, and motorcycles; and owns 59,000 containers that are used to transport cargo in its aircraft. United Parcel Service, Inc. was founded in 1907 and is headquartered in Atlanta, Georgia.

Full UPS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.