Is TFSCX or QYLD a better dividend investment in 2026?

TFSCX currently yields 71.92% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: TFSCX offers higher current income.

What is the dividend yield difference between TFSCX and QYLD?

TFSCX has a forward dividend yield of 71.92% ($7.31/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 60.00 percentage points.

Home › Compare › TFSCX vs QYLD

TFSCX vs QYLD: Dividend Comparison 2026

TFSCX yields 71.92% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TFSCX wins by $1.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TFSCX

● Live price

71.92%

Share price

$10.16

Annual div

$7.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.15M

Annual income

$307,703.50

Full TFSCX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TFSCX vs QYLD

📍 TFSCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TFSCX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TFSCX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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TFSCX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TFSCX

Annual income on $10K today (after 15% tax)

$6,113.06/yr

After 10yr DRIP, annual income (after tax)

$261,547.98/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, TFSCX beats the other by $256,737.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TFSCX + QYLD for your $10,000?

TFSCX: 50%QYLD: 50%

100% QYLD50/50100% TFSCX

Portfolio after 10yr

$587.4K

Annual income

$156,681.41/yr

Blended yield

26.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TFSCX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTFSCXQYLD

Forward yield	71.92% ✓	11.92%
Annual dividend / share	$7.31 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.15M	$25.4K ✓
Annual income after 10y	$307,703.50 ✓	$5,659.31
Total dividends collected	$983.3K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TFSCX vs QYLD ($10,000, DRIP)

Year	TFSCX Portfolio	TFSCX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$17,892	$7,191.83	$10,352	$1,192.36	+$7.5K → TFSCX
2	$31,170	$12,025.70	$10,830	$1,347.57	+$20.3K → TFSCX
3	$52,932	$19,579.80	$11,460	$1,539.07	+$41.5K → TFSCX
4	$87,711	$31,074.46	$12,275	$1,777.84	+$75.4K → TFSCX
5	$141,975	$48,123.81	$13,323	$2,078.95	+$128.7K → TFSCX
6	$224,713	$72,800.15	$14,667	$2,463.34	+$210.0K → TFSCX
7	$348,131	$107,687.58	$16,396	$2,960.57	+$331.7K → TFSCX
8	$528,418	$155,917.74	$18,631	$3,612.97	+$509.8K → TFSCX
9	$786,587	$221,180.39	$21,548	$4,482.15	+$765.0K → TFSCX
10	$1,149,352	$307,703.50	$25,398	$5,659.31	+$1.12M → TFSCX

TFSCX vs QYLD: Complete Analysis 2026

TFSCX — Stock

The investment seeks long-term capital growth. Under normal market conditions, the fund invests at least 80% of its net assets in investments of smaller companies located outside the U.S., including emerging markets. For purposes of this 80% policy, smaller companies are defined as those with market capitalizations that do not exceed $4 billion. The fund may invest more than 25% of its assets in the securities of issuers located in any one country.

Full TFSCX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.