Is TFSCX or XYLD a better dividend investment in 2026?

TFSCX currently yields 71.92% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: TFSCX offers higher current income.

What is the dividend yield difference between TFSCX and XYLD?

TFSCX has a forward dividend yield of 71.92% ($7.31/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 60.94 percentage points.

Home › Compare › TFSCX vs XYLD

TFSCX vs XYLD: Dividend Comparison 2026

TFSCX yields 71.92% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TFSCX wins by $1.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TFSCX

● Live price

71.92%

Share price

$10.16

Annual div

$7.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.15M

Annual income

$307,703.50

Full TFSCX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TFSCX vs XYLD

📍 TFSCX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TFSCX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TFSCX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TFSCX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TFSCX

Annual income on $10K today (after 15% tax)

$6,113.06/yr

After 10yr DRIP, annual income (after tax)

$261,547.98/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, TFSCX beats the other by $258,811.81/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TFSCX + XYLD for your $10,000?

TFSCX: 50%XYLD: 50%

100% XYLD50/50100% TFSCX

Portfolio after 10yr

$587.3K

Annual income

$155,461.26/yr

Blended yield

26.47%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TFSCX buys

XYLD buys

No recent congressional trades found for TFSCX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTFSCXXYLD

Forward yield	71.92% ✓	10.98%
Annual dividend / share	$7.31 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.15M	$25.3K ✓
Annual income after 10y	$307,703.50 ✓	$3,219.02
Total dividends collected	$983.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TFSCX vs XYLD ($10,000, DRIP)

Year	TFSCX Portfolio	TFSCX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$17,892	$7,191.83	$10,818	$1,098.39	+$7.1K → TFSCX
2	$31,170	$12,025.70	$11,738	$1,222.51	+$19.4K → TFSCX
3	$52,932	$19,579.80	$12,774	$1,364.64	+$40.2K → TFSCX
4	$87,711	$31,074.46	$13,944	$1,527.86	+$73.8K → TFSCX
5	$141,975	$48,123.81	$15,270	$1,715.87	+$126.7K → TFSCX
6	$224,713	$72,800.15	$16,775	$1,933.09	+$207.9K → TFSCX
7	$348,131	$107,687.58	$18,490	$2,184.87	+$329.6K → TFSCX
8	$528,418	$155,917.74	$20,450	$2,477.63	+$508.0K → TFSCX
9	$786,587	$221,180.39	$22,697	$2,819.19	+$763.9K → TFSCX
10	$1,149,352	$307,703.50	$25,280	$3,219.02	+$1.12M → TFSCX

TFSCX vs XYLD: Complete Analysis 2026

TFSCX — Stock

The investment seeks long-term capital growth. Under normal market conditions, the fund invests at least 80% of its net assets in investments of smaller companies located outside the U.S., including emerging markets. For purposes of this 80% policy, smaller companies are defined as those with market capitalizations that do not exceed $4 billion. The fund may invest more than 25% of its assets in the securities of issuers located in any one country.

Full TFSCX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this TFSCX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TFSCX vs SCHD TFSCX vs JEPI TFSCX vs O TFSCX vs KO TFSCX vs MAIN TFSCX vs QYLD TFSCX vs JEPQ TFSCX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.