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TGVSF vs BTI: Dividend Comparison 2026

TGVSF yields 5.37% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TGVSF wins by $24.1K in total portfolio value
10 years
TGVSF
TGVSF
● Live price
5.37%
Share price
$23.75
Annual div
$1.27
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.8K
Annual income
$10,695.20
Full TGVSF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — TGVSF vs BTI

📍 TGVSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTGVSFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TGVSF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TGVSF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TGVSF
Annual income on $10K today (after 15% tax)
$456.03/yr
After 10yr DRIP, annual income (after tax)
$9,090.92/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, TGVSF beats the other by $6,722.28/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TGVSF + BTI for your $10,000?

TGVSF: 50%BTI: 50%
100% BTI50/50100% TGVSF
Portfolio after 10yr
$49.8K
Annual income
$6,740.92/yr
Blended yield
13.55%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TGVSF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
1.8
Piotroski
8/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TGVSF buys
0
BTI buys
0
No recent congressional trades found for TGVSF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTGVSFBTI
Forward yield5.37%5.38%
Annual dividend / share$1.27$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.6%11.3%
Portfolio after 10y$61.8K$37.7K
Annual income after 10y$10,695.20$2,786.64
Total dividends collected$35.8K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: TGVSF vs BTI ($10,000, DRIP)

YearTGVSF PortfolioTGVSF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,358$657.76$11,299$598.92+$59.00TGVSF
2$13,009$855.98$12,794$703.91+$215.00TGVSF
3$15,043$1,123.35$14,518$829.07+$525.00TGVSF
4$17,584$1,488.37$16,513$978.64+$1.1KTGVSF
5$20,808$1,993.48$18,827$1,157.84+$2.0KTGVSF
6$24,968$2,702.95$21,518$1,373.12+$3.5KTGVSF
7$30,432$3,716.11$24,657$1,632.46+$5.8KTGVSF
8$37,752$5,189.68$28,329$1,945.74+$9.4KTGVSF
9$47,771$7,376.59$32,637$2,325.33+$15.1KTGVSF
10$61,810$10,695.20$37,708$2,786.64+$24.1KTGVSF

TGVSF vs BTI: Complete Analysis 2026

TGVSFStock

Tryg A/S, together with its subsidiaries, provides insurance products and services for private and corporate customers, and small and medium sized businesses in Denmark, Norway, and Sweden. It operates through Private, Commercial, Corporate, and Sweden segments. The company provides car, contents, house, accident, travel, motorcycles, pet, health, property, liability, transportation, group life, and boat insurance products, as well as fire and content, and worker compensation insurance products. It sells its products primarily through call centers, Internet, tied agents, franchisees, interest organizations, car dealers, real estate agents, insurance brokers, and Nordea branches under the Tryg Forsikring, Alka, Enter Forsikring, Tryg, Moderna, Tryg Garanti, Moderna Djurförsäkringar, Atlantica Båtförsäkring, Affinity, and Bilsport & MC specialförsäkring brands. The company was founded in 1731 and is headquartered in Ballerup, Denmark.

Full TGVSF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.