Is THVB or BTI a better dividend investment in 2026?

THVB currently yields 2.90% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between THVB and BTI?

THVB has a forward dividend yield of 2.90% ($2.70/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 2.48 percentage points.

Home › Compare › THVB vs BTI

THVB vs BTI: Dividend Comparison 2026

THVB yields 2.90% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 THVB wins by $10.26M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

THVB

● Live price

2.90%

Share price

$93.25

Annual div

$2.70

5Y div CAGR

79.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10.30M

Annual income

$8,615,575.14

Full THVB calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — THVB vs BTI

📍 THVB pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	THVB	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, THVB + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

THVB pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

THVB

Annual income on $10K today (after 15% tax)

$246.11/yr

After 10yr DRIP, annual income (after tax)

$7,323,238.87/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, THVB beats the other by $7,320,870.23/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of THVB + BTI for your $10,000?

THVB: 50%BTI: 50%

100% BTI50/50100% THVB

Portfolio after 10yr

$5.17M

Annual income

$4,309,180.89/yr

Blended yield

83.36%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

THVB

No analyst data

Altman Z

1.4

Piotroski

6/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

THVB buys

BTI buys

No recent congressional trades found for THVB or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTHVBBTI

Forward yield	2.90%	5.38% ✓
Annual dividend / share	$2.70	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	79.5% ✓	11.3%
Portfolio after 10y	$10.30M	$37.7K ✓
Annual income after 10y	$8,615,575.14 ✓	$2,786.64
Total dividends collected	$10.14M	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: THVB vs BTI ($10,000, DRIP)

Year	THVB Portfolio	THVB Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,220	$519.73	$11,299	$598.92	$79.00 → BTI
2← crossover	$12,983	$978.23	$12,794	$703.91	+$189.00 → THVB
3	$15,791	$1,899.01	$14,518	$829.07	+$1.3K → THVB
4	$20,771	$3,874.68	$16,513	$978.64	+$4.3K → THVB
5	$30,775	$8,549.98	$18,827	$1,157.84	+$11.9K → THVB
6	$54,181	$21,251.22	$21,518	$1,373.12	+$32.7K → THVB
7	$120,737	$62,763.64	$24,657	$1,632.46	+$96.1K → THVB
8	$363,819	$234,630.52	$28,329	$1,945.74	+$335.5K → THVB
9	$1,575,356	$1,186,069.94	$32,637	$2,325.33	+$1.54M → THVB
10	$10,301,206	$8,615,575.14	$37,708	$2,786.64	+$10.26M → THVB

THVB vs BTI: Complete Analysis 2026

THVB — Stock

Thomasville Bancshares, Inc. operates as a bank holding company for Thomasville National Bank that offers various banking products and services. It offers checking and savings account; and loan products comprising mortgages, and consumer and commercial loans. The company also provides wealth management and mobile banking services. In addition, it offers financial planning, investments, trust, brokerage, and other related financial services. The company was founded in 1995 and is based in Thomasville, Georgia.

Full THVB Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.