HomeCompareTIRTX vs BTI

TIRTX vs BTI: Dividend Comparison 2026

TIRTX yields 15.32% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TIRTX wins by $16.9K in total portfolio value
10 years
TIRTX
TIRTX
● Live price
15.32%
Share price
$26.26
Annual div
$4.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.6K
Annual income
$3,943.46
Full TIRTX calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — TIRTX vs BTI

📍 TIRTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTIRTXBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TIRTX + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TIRTX pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TIRTX
Annual income on $10K today (after 15% tax)
$1,302.39/yr
After 10yr DRIP, annual income (after tax)
$3,351.94/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, TIRTX beats the other by $983.30/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of TIRTX + BTI for your $10,000?

TIRTX: 50%BTI: 50%
100% BTI50/50100% TIRTX
Portfolio after 10yr
$46.1K
Annual income
$3,365.05/yr
Blended yield
7.29%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TIRTX
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TIRTX buys
0
BTI buys
0
No recent congressional trades found for TIRTX or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTIRTXBTI
Forward yield15.32%5.38%
Annual dividend / share$4.02$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$54.6K$37.7K
Annual income after 10y$3,943.46$2,786.64
Total dividends collected$26.7K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TIRTX vs BTI ($10,000, DRIP)

YearTIRTX PortfolioTIRTX Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,232$1,532.22$11,299$598.92+$933.00TIRTX
2$14,840$1,751.64$12,794$703.91+$2.0KTIRTX
3$17,865$1,986.06$14,518$829.07+$3.3KTIRTX
4$21,350$2,234.46$16,513$978.64+$4.8KTIRTX
5$25,340$2,495.66$18,827$1,157.84+$6.5KTIRTX
6$29,882$2,768.30$21,518$1,373.12+$8.4KTIRTX
7$35,025$3,050.94$24,657$1,632.46+$10.4KTIRTX
8$40,819$3,342.05$28,329$1,945.74+$12.5KTIRTX
9$47,316$3,640.09$32,637$2,325.33+$14.7KTIRTX
10$54,572$3,943.46$37,708$2,786.64+$16.9KTIRTX

TIRTX vs BTI: Complete Analysis 2026

TIRTXStock

Under normal circumstances, the fund invests at least 80% of its assets in large-cap equity securities. It invests primarily in equity securities of large domestic companies, as defined by the fund’s benchmark index that its investment adviser believes present the opportunity for growth. The fund also seeks to invest in companies expected to benefit from prospective acquisitions, reorganizations, corporate restructurings or other special situations. It may invest up to 20% of its assets in foreign investments. The fund is non-diversified.

Full TIRTX Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.