HomeCompareTLFA vs ARCC

TLFA vs ARCC: Dividend Comparison 2026

TLFA yields 22.81% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TLFA wins by $62.1K in total portfolio value
10 years
TLFA
TLFA
● Live price
22.81%
Share price
$5.48
Annual div
$1.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$86.6K
Annual income
$9,001.20
Full TLFA calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — TLFA vs ARCC

📍 TLFA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLFAARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TLFA + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TLFA pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLFA
Annual income on $10K today (after 15% tax)
$1,938.87/yr
After 10yr DRIP, annual income (after tax)
$7,651.02/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, TLFA beats the other by $7,650.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLFA + ARCC for your $10,000?

TLFA: 50%ARCC: 50%
100% ARCC50/50100% TLFA
Portfolio after 10yr
$55.6K
Annual income
$4,501.18/yr
Blended yield
8.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

TLFA
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLFA buys
0
ARCC buys
0
No recent congressional trades found for TLFA or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLFAARCC
Forward yield22.81%10.82%
Annual dividend / share$1.25$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$86.6K$24.5K
Annual income after 10y$9,001.20$1.16
Total dividends collected$52.6K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: TLFA vs ARCC ($10,000, DRIP)

YearTLFA PortfolioTLFA Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$12,981$2,281.02$11,381$541.15+$1.6KTLFA
2$16,657$2,767.29$12,621$284.08+$4.0KTLFA
3$21,142$3,318.63$13,827$145.31+$7.3KTLFA
4$26,558$3,936.55$15,062$73.43+$11.5KTLFA
5$33,039$4,621.58$16,364$36.89+$16.7KTLFA
6$40,725$5,373.21$17,757$18.49+$23.0KTLFA
7$49,765$6,189.90$19,258$9.25+$30.5KTLFA
8$60,318$7,069.18$20,880$4.63+$39.4KTLFA
9$72,548$8,007.67$22,636$2.32+$49.9KTLFA
10$86,627$9,001.20$24,539$1.16+$62.1KTLFA

TLFA vs ARCC: Complete Analysis 2026

TLFAStock

Tandy Leather Factory, Inc., together with its subsidiaries, operates as a retailer of leather and leathercraft-related items in North America and Spain. It offers leather, hand tools, hardware, kits, liquids, teaching materials, open workbenches, machinery, and related accessories and supplies. The company also manufactures leather laces, cut leather pieces, do-it-yourself kits, thread laces, belt strips and straps, and Craftaids. In addition, it offers production services, including cutting, splitting, and assembly services to business customers. The company sells its products under the Tandy Leather, Eco-Flo, Craftool, CraftoolPro, Dr. Jackson's, and TandyPro brand names through company-owned stores; and orders generated from its websites, such as tandyleather.com, tandyleather.ca, tandyleather.eu, and tandyleather.com.au. It operates 106 retail stores, including 95 stores in the United States; ten stores in Canada; and one store in Spain. The company was formerly known as The Leather Factory, Inc. and changed its name to Tandy Leather Factory, Inc. in 2005. Tandy Leather Factory, Inc. was founded in 1919 and is headquartered in Fort Worth, Texas.

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ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.