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TLFA vs EPRT: Dividend Comparison 2026

TLFA yields 22.81% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TLFA wins by $23.2K in total portfolio value
10 years
TLFA
TLFA
● Live price
22.81%
Share price
$5.48
Annual div
$1.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$86.6K
Annual income
$9,001.20
Full TLFA calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — TLFA vs EPRT

📍 TLFA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTLFAEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TLFA + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TLFA pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TLFA
Annual income on $10K today (after 15% tax)
$1,938.87/yr
After 10yr DRIP, annual income (after tax)
$7,651.02/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $3,263.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TLFA + EPRT for your $10,000?

TLFA: 50%EPRT: 50%
100% EPRT50/50100% TLFA
Portfolio after 10yr
$75.0K
Annual income
$10,920.96/yr
Blended yield
14.56%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

TLFA
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TLFA buys
0
EPRT buys
0
No recent congressional trades found for TLFA or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTLFAEPRT
Forward yield22.81%3.92%
Annual dividend / share$1.25$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$86.6K$63.4K
Annual income after 10y$9,001.20$12,840.73
Total dividends collected$52.6K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: TLFA vs EPRT ($10,000, DRIP)

YearTLFA PortfolioTLFA Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$12,981$2,281.02$11,205$505.18+$1.8KTLFA
2$16,657$2,767.29$12,672$682.46+$4.0KTLFA
3$21,142$3,318.63$14,490$930.48+$6.7KTLFA
4$26,558$3,936.55$16,786$1,282.69+$9.8KTLFA
5$33,039$4,621.58$19,753$1,791.56+$13.3KTLFA
6$40,725$5,373.21$23,677$2,541.64+$17.0KTLFA
7$49,765$6,189.90$29,008$3,672.99+$20.8KTLFA
8$60,318$7,069.18$36,463$5,425.08+$23.9KTLFA
9$72,548$8,007.67$47,238$8,221.57+$25.3KTLFA
10$86,627$9,001.20$63,385$12,840.73+$23.2KTLFA

TLFA vs EPRT: Complete Analysis 2026

TLFAStock

Tandy Leather Factory, Inc., together with its subsidiaries, operates as a retailer of leather and leathercraft-related items in North America and Spain. It offers leather, hand tools, hardware, kits, liquids, teaching materials, open workbenches, machinery, and related accessories and supplies. The company also manufactures leather laces, cut leather pieces, do-it-yourself kits, thread laces, belt strips and straps, and Craftaids. In addition, it offers production services, including cutting, splitting, and assembly services to business customers. The company sells its products under the Tandy Leather, Eco-Flo, Craftool, CraftoolPro, Dr. Jackson's, and TandyPro brand names through company-owned stores; and orders generated from its websites, such as tandyleather.com, tandyleather.ca, tandyleather.eu, and tandyleather.com.au. It operates 106 retail stores, including 95 stores in the United States; ten stores in Canada; and one store in Spain. The company was formerly known as The Leather Factory, Inc. and changed its name to Tandy Leather Factory, Inc. in 2005. Tandy Leather Factory, Inc. was founded in 1919 and is headquartered in Fort Worth, Texas.

Full TLFA Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.