Is TMOAY or GBDC a better dividend investment in 2026?

TMOAY currently yields 74.07% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: TMOAY offers higher current income.

What is the dividend yield difference between TMOAY and GBDC?

TMOAY has a forward dividend yield of 74.07% ($2.00/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 62.21 percentage points.

Home › Compare › TMOAY vs GBDC

TMOAY vs GBDC: Dividend Comparison 2026

TMOAY yields 74.07% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 GBDC wins by $19.58M in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

TMOAY

● Live price

74.07%

Share price

$2.70

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.27M

Annual income

$347,213.33

Full TMOAY calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — TMOAY vs GBDC

📍 GBDC pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TMOAY	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TMOAY + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TMOAY pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TMOAY

Annual income on $10K today (after 15% tax)

$6,296.30/yr

After 10yr DRIP, annual income (after tax)

$295,131.33/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, GBDC beats the other by $13,687,992.43/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TMOAY + GBDC for your $10,000?

TMOAY: 50%GBDC: 50%

100% GBDC50/50100% TMOAY

Portfolio after 10yr

$11.06M

Annual income

$8,398,973.58/yr

Blended yield

75.94%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

TMOAY

No analyst data

Altman Z

2.3

Piotroski

3/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TMOAY buys

GBDC buys

No recent congressional trades found for TMOAY or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTMOAYGBDC

Forward yield	74.07% ✓	11.86%
Annual dividend / share	$2.00 ✓	$1.50
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	51.1% ✓
Portfolio after 10y	$1.27M	$20.85M ✓
Annual income after 10y	$347,213.33	$16,450,733.83 ✓
Total dividends collected	$1.09M	$20.43M ✓
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: TMOAY vs GBDC ($10,000, DRIP)

Year	TMOAY Portfolio	TMOAY Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1	$18,107	$7,407.41	$12,492	$1,791.70	+$5.6K → TMOAY
2	$31,910	$12,535.42	$16,527	$3,160.58	+$15.4K → TMOAY
3	$54,790	$20,645.72	$23,588	$5,904.90	+$31.2K → TMOAY
4	$91,755	$33,129.47	$37,141	$11,901.65	+$54.6K → TMOAY
5	$150,029	$51,851.19	$66,205	$26,463.38	+$83.8K → TMOAY
6	$239,766	$79,235.77	$137,452	$66,612.65	+$102.3K → TMOAY
7	$374,895	$118,345.50	$342,372	$195,298.53	+$32.5K → TMOAY
8← crossover	$574,076	$172,937.82	$1,053,292	$686,954.33	$479.2K → GBDC
9	$861,756	$247,494.40	$4,111,439	$2,984,416.95	$3.25M → GBDC
10	$1,269,292	$347,213.33	$20,849,974	$16,450,733.83	$19.58M → GBDC

TMOAY vs GBDC: Complete Analysis 2026

TMOAY — Stock

TomTom N.V. develops and sells navigation and location-based products and services worldwide. The company operates in two segments, Location Technology and Consumer. It offers standard definition, advanced driver assistance system (ADAS), high definition (HD) maps, and map data, as well as places for map products; traffic and travel information products, including real-time traffic, hazard warning, speed camera, speed profile, road analytics, fuel and weather services, electric vehicle (EV) and parking services, and routing; and navigation products, such as navigation engine, traffic and travel information, navigation user interface, EV routing and range, and maps for automotive. The company also provides AutoStream, a solution that enables fast and efficient map delivery of the TomTom automated driving (AD) and ADAS Maps; RoadCheck, a tool for carmakers to determine when, where, and under what conditions their vehicles can safely activate AD functions; TomTom indigo, a digital cockpit platform; and virtual horizon products. In addition, it offers road analytics solutions, including traffic stats, origin destination analysis, route monitoring, road event reporter, and junction analytics; and shop products, such as navigation devices, accessories, and map updates, as well as support services. The company serves the automotive, fleet management and logistics, mobility and on-demand, road traffic management, and location intelligence industries. TomTom N.V. was founded in 1991 and is headquartered in Amsterdam, the Netherlands.

Full TMOAY Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.