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TNLIY vs GBDC: Dividend Comparison 2026

TNLIY yields 31.75% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.63M in total portfolio value· pulled ahead in Year 4
10 years
TNLIY
TNLIY
● Live price
31.75%
Share price
$6.30
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$146.3K
Annual income
$20,332.14
Full TNLIY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — TNLIY vs GBDC

📍 GBDC pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTNLIYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TNLIY + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TNLIY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TNLIY
Annual income on $10K today (after 15% tax)
$2,698.41/yr
After 10yr DRIP, annual income (after tax)
$17,282.32/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,913,591.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TNLIY + GBDC for your $10,000?

TNLIY: 50%GBDC: 50%
100% GBDC50/50100% TNLIY
Portfolio after 10yr
$10.46M
Annual income
$8,204,797.77/yr
Blended yield
78.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

TNLIY
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
3.7
Piotroski
8/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TNLIY buys
0
GBDC buys
0
No recent congressional trades found for TNLIY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTNLIYGBDC
Forward yield31.75% ✓11.85%
Annual dividend / share$2.00 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$146.3K ✓$20.78M
Annual income after 10y$20,332.14$16,389,263.41 ✓
Total dividends collected$102.0K ✓$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: TNLIY vs GBDC ($10,000, DRIP)

YearTNLIY PortfolioTNLIY Income/yrGBDC PortfolioGBDC Income/yrGap
1$13,875$3,174.60$12,490$1,790.28+$1.4K → TNLIY
2$18,962$4,116.48$16,522$3,157.73+$2.4K → TNLIY
3$25,548$5,257.91$23,578$5,898.68+$2.0K → TNLIY
4← crossover$33,956$6,620.46$37,115$11,886.75$3.2K → GBDC
5$44,557$8,223.86$66,136$26,423.57$21.6K → GBDC
6$57,761$10,085.28$137,257$66,491.44$79.5K → GBDC
7$74,023$12,218.70$341,734$194,868.54$267.7K → GBDC
8$93,839$14,634.31$1,050,788$685,133.02$956.9K → GBDC
9$117,746$17,338.22$4,099,314$2,974,971.01$3.98M → GBDC
10$146,321$20,332.14$20,775,530$16,389,263.41$20.63M → GBDC

TNLIY vs GBDC: Complete Analysis 2026

TNLIY — Stock

Trainline Plc operates an independent rail and coach travel platform that sells rail and coach tickets worldwide. The company operates through three segments: UK Consumer, UK Trainline Partner Solutions, and International. The UK Consumer segment provides travel apps and websites for individual travelers for journeys within the United Kingdom. The UK Trainline Partner Solutions segment offers travel portal platforms for corporates and travel management companies, and white label e-commerce platforms for train operating companies within the United Kingdom. The International segment provides travel apps and websites for individual travelers for journeys outside the United Kingdom. The company offers routes, fares, and journey times from 270 rail and coach carriers across 45 countries. Trainline Plc was founded in 1997 and is based in London, the United Kingdom.

Full TNLIY Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.