HomeCompareTOIPF vs PEP

TOIPF vs PEP: Dividend Comparison 2026

TOIPF yields 2.46% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TOIPF wins by $161.14M in total portfolio value
10 years
TOIPF
TOIPF
● Live price
2.46%
Share price
$2.20
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.28M
Annual income
$149,597,731.61
Full TOIPF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — TOIPF vs PEP

📍 TOIPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOIPFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOIPF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOIPF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOIPF
Annual income on $10K today (after 15% tax)
$209.03/yr
After 10yr DRIP, annual income (after tax)
$127,158,071.87/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, TOIPF beats the other by $127,105,477.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOIPF + PEP for your $10,000?

TOIPF: 50%PEP: 50%
100% PEP50/50100% TOIPF
Portfolio after 10yr
$80.71M
Annual income
$74,829,803.64/yr
Blended yield
92.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

TOIPF
No analyst data
Altman Z
2.1
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOIPF buys
0
PEP buys
0
No recent congressional trades found for TOIPF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOIPFPEP
Forward yield2.46%3.63%
Annual dividend / share$0.05$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$161.28M$141.9K
Annual income after 10y$149,597,731.61$61,875.67
Total dividends collected$160.39M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TOIPF vs PEP ($10,000, DRIP)

YearTOIPF PortfolioTOIPF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,192$491.85$10,849$509.42+$343.00TOIPF
2$13,004$1,028.91$11,969$750.47+$1.0KTOIPF
3$16,149$2,234.62$13,500$1,124.14+$2.6KTOIPF
4$22,467$5,186.99$15,680$1,721.66+$6.8KTOIPF
5$37,527$13,488.06$18,929$2,715.34+$18.6KTOIPF
6$82,266$42,112.05$24,023$4,450.80+$58.2KTOIPF
7$260,580$172,554.95$32,510$7,669.92+$228.1KTOIPF
8$1,300,449$1,021,628.30$47,709$14,093.60+$1.25MTOIPF
9$10,921,452$9,529,971.99$77,415$28,083.48+$10.84MTOIPF
10$161,283,685$149,597,731.61$141,922$61,875.67+$161.14MTOIPF

TOIPF vs PEP: Complete Analysis 2026

TOIPFStock

Thai Oil Public Company Limited, together with its subsidiaries, engages in the oil refining and distribution, petrochemicals, lube base oil, and other businesses in Thailand and internationally. It operates through Oil Refinery, Lube Base Oil Refinery, Petrochemical, Power Generation, Marine Transportation Services, Solvent, Ethanol, and Others segments. The company produces gasoline, diesel/gas oil, jet fuel, kerosene, fuel oil, and liquefied petroleum gas; and petrochemical products, such as paraxylene, benzene, toluene, and mixed xylenes. It also produces and distributes lube base oil, bitumen/asphalt, and other by-products, as well as special products, such as treated distillate aromatics extract and slack wax; and hydrocarbon and chemical solvents, and other chemicals. In addition, the company operates natural gas-fired combined-cycle co-generation power plants that generate and sell electricity, steam, and utilities to industrial users, as well as invests in other power generating companies and related business. Further, it is involved in the marine transportation of petroleum, petrochemical, and liquid chemical products; production of ethanol; provision of marine transportation services for crew and utilities; and biogas power generation and distribution. Additionally, the company provides human resource management services; and manufactures and sells linear alkyl benzene and related products. Thai Oil Public Company Limited was founded in 1961 and is headquartered in Bangkok, Thailand.

Full TOIPF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.