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TOIPF vs PM: Dividend Comparison 2026

TOIPF yields 2.46% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TOIPF wins by $161.23M in total portfolio value· pulled ahead in Year 3
10 years
TOIPF
TOIPF
● Live price
2.46%
Share price
$2.20
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.28M
Annual income
$149,597,731.61
Full TOIPF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — TOIPF vs PM

📍 TOIPF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOIPFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOIPF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOIPF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOIPF
Annual income on $10K today (after 15% tax)
$209.03/yr
After 10yr DRIP, annual income (after tax)
$127,158,071.87/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, TOIPF beats the other by $127,155,953.65/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOIPF + PM for your $10,000?

TOIPF: 50%PM: 50%
100% PM50/50100% TOIPF
Portfolio after 10yr
$80.67M
Annual income
$74,800,111.81/yr
Blended yield
92.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

TOIPF
No analyst data
Altman Z
2.1
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOIPF buys
0
PM buys
0
No recent congressional trades found for TOIPF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOIPFPM
Forward yield2.46%3.48%
Annual dividend / share$0.05$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$161.28M$49.6K
Annual income after 10y$149,597,731.61$2,492.02
Total dividends collected$160.39M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TOIPF vs PM ($10,000, DRIP)

YearTOIPF PortfolioTOIPF Income/yrPM PortfolioPM Income/yrGap
1$11,192$491.85$11,648$408.29$456.00PM
2$13,004$1,028.91$13,589$495.90$585.00PM
3← crossover$16,149$2,234.62$15,877$603.21+$272.00TOIPF
4$22,467$5,186.99$18,580$734.88+$3.9KTOIPF
5$37,527$13,488.06$21,781$896.75+$15.7KTOIPF
6$82,266$42,112.05$25,578$1,096.12+$56.7KTOIPF
7$260,580$172,554.95$30,092$1,342.17+$230.5KTOIPF
8$1,300,449$1,021,628.30$35,470$1,646.46+$1.26MTOIPF
9$10,921,452$9,529,971.99$41,892$2,023.58+$10.88MTOIPF
10$161,283,685$149,597,731.61$49,578$2,492.02+$161.23MTOIPF

TOIPF vs PM: Complete Analysis 2026

TOIPFStock

Thai Oil Public Company Limited, together with its subsidiaries, engages in the oil refining and distribution, petrochemicals, lube base oil, and other businesses in Thailand and internationally. It operates through Oil Refinery, Lube Base Oil Refinery, Petrochemical, Power Generation, Marine Transportation Services, Solvent, Ethanol, and Others segments. The company produces gasoline, diesel/gas oil, jet fuel, kerosene, fuel oil, and liquefied petroleum gas; and petrochemical products, such as paraxylene, benzene, toluene, and mixed xylenes. It also produces and distributes lube base oil, bitumen/asphalt, and other by-products, as well as special products, such as treated distillate aromatics extract and slack wax; and hydrocarbon and chemical solvents, and other chemicals. In addition, the company operates natural gas-fired combined-cycle co-generation power plants that generate and sell electricity, steam, and utilities to industrial users, as well as invests in other power generating companies and related business. Further, it is involved in the marine transportation of petroleum, petrochemical, and liquid chemical products; production of ethanol; provision of marine transportation services for crew and utilities; and biogas power generation and distribution. Additionally, the company provides human resource management services; and manufactures and sells linear alkyl benzene and related products. Thai Oil Public Company Limited was founded in 1961 and is headquartered in Bangkok, Thailand.

Full TOIPF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.