HomeCompareTOIPY vs ARCC

TOIPY vs ARCC: Dividend Comparison 2026

TOIPY yields 2.46% · ARCC yields 10.65%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TOIPY wins by $161.33M in total portfolio value· pulled ahead in Year 2
10 years
TOIPY
TOIPY
● Live price
2.46%
Share price
$16.18
Annual div
$0.40
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.35M
Annual income
$149,662,949.86
Full TOIPY calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — TOIPY vs ARCC

📍 TOIPY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOIPYARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TOIPY + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOIPY pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOIPY
Annual income on $10K today (after 15% tax)
$209.05/yr
After 10yr DRIP, annual income (after tax)
$127,213,507.38/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, TOIPY beats the other by $127,213,506.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOIPY + ARCC for your $10,000?

TOIPY: 50%ARCC: 50%
100% ARCC50/50100% TOIPY
Portfolio after 10yr
$80.69M
Annual income
$74,831,475.50/yr
Blended yield
92.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

TOIPY
No analyst data
Altman Z
1.9
Piotroski
6/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOIPY buys
0
ARCC buys
0
No recent congressional trades found for TOIPY or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOIPYARCC
Forward yield2.46%10.65%
Annual dividend / share$0.40$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%-50%
Portfolio after 10y$161.35M$24.5K
Annual income after 10y$149,662,949.86$1.14
Total dividends collected$160.46M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: TOIPY vs ARCC ($10,000, DRIP)

YearTOIPY PortfolioTOIPY Income/yrARCC PortfolioARCC Income/yrGap
1$11,192$491.89$11,373$532.74$181.00ARCC
2← crossover$13,004$1,029.01$12,608$279.46+$396.00TOIPY
3$16,149$2,234.86$13,809$142.90+$2.3KTOIPY
4$22,468$5,187.60$15,042$72.20+$7.4KTOIPY
5$37,530$13,489.93$16,341$36.27+$21.2KTOIPY
6$82,277$42,119.31$17,732$18.18+$64.5KTOIPY
7$260,629$172,592.91$19,231$9.10+$241.4KTOIPY
8$1,300,789$1,021,916.00$20,851$4.55+$1.28MTOIPY
9$10,925,197$9,533,352.54$22,605$2.28+$10.90MTOIPY
10$161,352,910$149,662,949.86$24,504$1.14+$161.33MTOIPY

TOIPY vs ARCC: Complete Analysis 2026

TOIPYStock

Thai Oil Public Company Limited, together with its subsidiaries, engages in the oil refining and distribution, petrochemicals, lube base oil, and other businesses in Thailand and internationally. It operates through Oil Refinery, Lube Base Oil Refinery, Petrochemical, Power Generation, Marine Transportation Services, Solvent, Ethanol, and Others segments. The company produces gasoline, diesel/gas oil, jet fuel, kerosene, fuel oil, and liquefied petroleum gas; and petrochemical products, such as paraxylene, benzene, toluene, and mixed xylenes. It also produces and distributes lube base oil, bitumen/asphalt, and other by-products, as well as special products, such as treated distillate aromatics extract and slack wax; and hydrocarbon and chemical solvents, and other chemicals. In addition, the company operates natural gas-fired combined-cycle co-generation power plants that generate and sell electricity, steam, and utilities to industrial users, as well as invests in other power generating companies and related business. Further, it is involved in the marine transportation of petroleum, petrochemical, and liquid chemical products; production of ethanol; provision of marine transportation services for crew and utilities; and biogas power generation and distribution. Additionally, the company provides human resource management services; and manufactures and sells linear alkyl benzene and related products. Thai Oil Public Company Limited was founded in 1961 and is headquartered in Bangkok, Thailand.

Full TOIPY Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.