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TOIPY vs MCD: Dividend Comparison 2026

TOIPY yields 2.46% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TOIPY wins by $161.27M in total portfolio value
10 years
TOIPY
TOIPY
● Live price
2.46%
Share price
$16.18
Annual div
$0.40
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$161.35M
Annual income
$149,662,949.86
Full TOIPY calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — TOIPY vs MCD

📍 TOIPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTOIPYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TOIPY + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TOIPY pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TOIPY
Annual income on $10K today (after 15% tax)
$209.05/yr
After 10yr DRIP, annual income (after tax)
$127,213,507.38/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, TOIPY beats the other by $127,191,213.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TOIPY + MCD for your $10,000?

TOIPY: 50%MCD: 50%
100% MCD50/50100% TOIPY
Portfolio after 10yr
$80.72M
Annual income
$74,844,588.78/yr
Blended yield
92.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

TOIPY
No analyst data
Altman Z
1.9
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TOIPY buys
0
MCD buys
0
No recent congressional trades found for TOIPY or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTOIPYMCD
Forward yield2.46%2.35%
Annual dividend / share$0.40$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%42.3%
Portfolio after 10y$161.35M$78.5K
Annual income after 10y$149,662,949.86$26,227.70
Total dividends collected$160.46M$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: TOIPY vs MCD ($10,000, DRIP)

YearTOIPY PortfolioTOIPY Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,192$491.89$10,815$334.85+$377.00TOIPY
2$13,004$1,029.01$11,826$491.71+$1.2KTOIPY
3$16,149$2,234.86$13,123$730.06+$3.0KTOIPY
4$22,468$5,187.60$14,853$1,100.07+$7.6KTOIPY
5$37,530$13,489.93$17,257$1,690.61+$20.3KTOIPY
6$82,277$42,119.31$20,752$2,667.01+$61.5KTOIPY
7$260,629$172,592.91$26,103$4,354.83+$234.5KTOIPY
8$1,300,789$1,021,916.00$34,794$7,437.78+$1.27MTOIPY
9$10,925,197$9,533,352.54$49,926$13,461.60+$10.88MTOIPY
10$161,352,910$149,662,949.86$78,550$26,227.70+$161.27MTOIPY

TOIPY vs MCD: Complete Analysis 2026

TOIPYStock

Thai Oil Public Company Limited, together with its subsidiaries, engages in the oil refining and distribution, petrochemicals, lube base oil, and other businesses in Thailand and internationally. It operates through Oil Refinery, Lube Base Oil Refinery, Petrochemical, Power Generation, Marine Transportation Services, Solvent, Ethanol, and Others segments. The company produces gasoline, diesel/gas oil, jet fuel, kerosene, fuel oil, and liquefied petroleum gas; and petrochemical products, such as paraxylene, benzene, toluene, and mixed xylenes. It also produces and distributes lube base oil, bitumen/asphalt, and other by-products, as well as special products, such as treated distillate aromatics extract and slack wax; and hydrocarbon and chemical solvents, and other chemicals. In addition, the company operates natural gas-fired combined-cycle co-generation power plants that generate and sell electricity, steam, and utilities to industrial users, as well as invests in other power generating companies and related business. Further, it is involved in the marine transportation of petroleum, petrochemical, and liquid chemical products; production of ethanol; provision of marine transportation services for crew and utilities; and biogas power generation and distribution. Additionally, the company provides human resource management services; and manufactures and sells linear alkyl benzene and related products. Thai Oil Public Company Limited was founded in 1961 and is headquartered in Bangkok, Thailand.

Full TOIPY Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.