HomeCompareTPLS vs BTI

TPLS vs BTI: Dividend Comparison 2026

TPLS yields 4.49% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $10.9K in total portfolio value
10 years
TPLS
TPLS
● Live price
4.49%
Share price
$25.21
Annual div
$1.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$599.23
Full TPLS calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — TPLS vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTPLSBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TPLS + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TPLS pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TPLS
Annual income on $10K today (after 15% tax)
$381.91/yr
After 10yr DRIP, annual income (after tax)
$509.35/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,859.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TPLS + BTI for your $10,000?

TPLS: 50%BTI: 50%
100% BTI50/50100% TPLS
Portfolio after 10yr
$32.3K
Annual income
$1,692.93/yr
Blended yield
5.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TPLS
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TPLS buys
0
BTI buys
0
No recent congressional trades found for TPLS or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTPLSBTI
Forward yield4.49%5.38%
Annual dividend / share$1.13$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$26.8K$37.7K
Annual income after 10y$599.23$2,786.64
Total dividends collected$5.3K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TPLS vs BTI ($10,000, DRIP)

YearTPLS PortfolioTPLS Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,149$449.31$11,299$598.92$150.00BTI
2$12,398$468.17$12,794$703.91$396.00BTI
3$13,752$486.55$14,518$829.07$766.00BTI
4$15,219$504.39$16,513$978.64$1.3KBTI
5$16,806$521.68$18,827$1,157.84$2.0KBTI
6$18,521$538.39$21,518$1,373.12$3.0KBTI
7$20,372$554.51$24,657$1,632.46$4.3KBTI
8$22,368$570.03$28,329$1,945.74$6.0KBTI
9$24,519$584.93$32,637$2,325.33$8.1KBTI
10$26,835$599.23$37,708$2,786.64$10.9KBTI

TPLS vs BTI: Complete Analysis 2026

TPLSStock

TPLS builds a diversified fixed-income portfolio focused on total return through both income and capital appreciation. Investments include corporate bonds, government securities, MBS, ABS, and bank loans. The fund is flexible, allowing investments in securities of any credit quality and maturity. While it primarily invests in domestic issuers, it may also hold foreign debt, including obligations denominated in non-U.S. currencies, with foreign currency exposure limited to 25%. Additionally, the fund may allocate up to 25% of its assets to high-yield bonds, and exposure to emerging markets is capped at 15%. Security selection relies on fundamental research, which involves proprietary and third-party analysis to evaluate credit quality, economic trends, and valuation. Derivatives may also be used to enhance the portfolio or hedge risks. Positions may be sold to adjust duration, mitigate risk, or take advantage of more attractive opportunities.

Full TPLS Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this TPLS vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TPLS vs SCHDTPLS vs JEPITPLS vs OTPLS vs KOTPLS vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.