Is TRCY or BTI a better dividend investment in 2026?

TRCY currently yields 3.74% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between TRCY and BTI?

TRCY has a forward dividend yield of 3.74% ($0.72/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 1.66 percentage points.

Home › Compare › TRCY vs BTI

TRCY vs BTI: Dividend Comparison 2026

TRCY yields 3.74% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TRCY wins by $76.8K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

TRCY

● Live price

3.74%

Share price

$19.26

Annual div

$0.72

5Y div CAGR

38.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$114.6K

Annual income

$37,879.83

Full TRCY calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — TRCY vs BTI

📍 TRCY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TRCY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TRCY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TRCY pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TRCY

Annual income on $10K today (after 15% tax)

$317.76/yr

After 10yr DRIP, annual income (after tax)

$32,197.86/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, TRCY beats the other by $29,815.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TRCY + BTI for your $10,000?

TRCY: 50%BTI: 50%

100% BTI50/50100% TRCY

Portfolio after 10yr

$76.2K

Annual income

$20,341.05/yr

Blended yield

26.69%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TRCY

No analyst data

Altman Z

0.2

Piotroski

5/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TRCY buys

BTI buys

No recent congressional trades found for TRCY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTRCYBTI

Forward yield	3.74%	5.40% ✓
Annual dividend / share	$0.72	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	38.5% ✓	11.3%
Portfolio after 10y	$114.6K ✓	$37.8K
Annual income after 10y	$37,879.83 ✓	$2,802.29
Total dividends collected	$85.8K ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: TRCY vs BTI ($10,000, DRIP)

Year	TRCY Portfolio	TRCY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,218	$517.76	$11,301	$601.08	$83.00 → BTI
2	$12,755	$751.80	$12,799	$706.58	$44.00 → BTI
3← crossover	$14,754	$1,106.46	$14,527	$832.38	+$227.00 → TRCY
4	$17,444	$1,656.69	$16,527	$982.75	+$917.00 → TRCY
5	$21,200	$2,535.30	$18,846	$1,162.95	+$2.4K → TRCY
6	$26,672	$3,988.37	$21,545	$1,379.49	+$5.1K → TRCY
7	$35,034	$6,495.12	$24,694	$1,640.41	+$10.3K → TRCY
8	$48,530	$11,043.03	$28,378	$1,955.69	+$20.2K → TRCY
9	$71,727	$19,800.13	$32,702	$2,337.79	+$39.0K → TRCY
10	$114,628	$37,879.83	$37,794	$2,802.29	+$76.8K → TRCY

TRCY vs BTI: Complete Analysis 2026

TRCY — Stock

Tri City Bankshares Corporation, through its subsidiaries, provides various banking products and services primarily in Southeastern Wisconsin. The company accepts checking accounts, savings accounts, money market accounts, youth and health savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home mortgage loans, home equity loans, auto loans, construction and land loans, personal and business loans, commercial real estate loans, business lines of credit, and small business loans. The company also offers credit and debits cards; and digital banking, refinancing, overdraft protection, merchant services, remote deposit capture, bill pay, payroll, ATM, gift card, telephone banking, direct deposit, safe deposit boxes, and investment services. Tri City Bankshares Corporation was founded in 1963 and is based in Oak Creek, Wisconsin.

Full TRCY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.