Is TSMY or BTI a better dividend investment in 2026?

TSMY currently yields 56.63% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: TSMY offers higher current income.

What is the dividend yield difference between TSMY and BTI?

TSMY has a forward dividend yield of 56.63% ($8.83/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 51.25 percentage points.

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TSMY vs BTI: Dividend Comparison 2026

TSMY yields 56.63% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSMY wins by $513.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSMY

● Live price

56.63%

Share price

$15.60

Annual div

$8.83

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$551.5K

Annual income

$123,278.53

Full TSMY calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — TSMY vs BTI

📍 TSMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSMY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TSMY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSMY pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSMY

Annual income on $10K today (after 15% tax)

$4,813.51/yr

After 10yr DRIP, annual income (after tax)

$104,786.75/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, TSMY beats the other by $102,418.11/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TSMY + BTI for your $10,000?

TSMY: 50%BTI: 50%

100% BTI50/50100% TSMY

Portfolio after 10yr

$294.6K

Annual income

$63,032.59/yr

Blended yield

21.40%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TSMY

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSMY buys

BTI buys

No recent congressional trades found for TSMY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSMYBTI

Forward yield	56.63% ✓	5.38%
Annual dividend / share	$8.83 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$551.5K ✓	$37.7K
Annual income after 10y	$123,278.53 ✓	$2,786.64
Total dividends collected	$452.2K ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: TSMY vs BTI ($10,000, DRIP)

Year	TSMY Portfolio	TSMY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$16,363	$5,662.95	$11,299	$598.92	+$5.1K → TSMY
2	$26,168	$8,660.05	$12,794	$703.91	+$13.4K → TSMY
3	$40,944	$12,943.52	$14,518	$829.07	+$26.4K → TSMY
4	$62,737	$18,926.86	$16,513	$978.64	+$46.2K → TSMY
5	$94,232	$27,103.71	$18,827	$1,157.84	+$75.4K → TSMY
6	$138,875	$38,047.11	$21,518	$1,373.12	+$117.4K → TSMY
7	$201,001	$52,404.04	$24,657	$1,632.46	+$176.3K → TSMY
8	$285,955	$70,884.85	$28,329	$1,945.74	+$257.6K → TSMY
9	$400,220	$94,247.70	$32,637	$2,325.33	+$367.6K → TSMY
10	$551,514	$123,278.53	$37,708	$2,786.64	+$513.8K → TSMY

TSMY vs BTI: Complete Analysis 2026

TSMY — Stock

The YieldMax TSM Option Income Strategy ETF (TSMY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on TSM. The strategy is designed to capture option premiums while providing participation in the share price appreciation of TSM.

Full TSMY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.