Is TSMY or QYLD a better dividend investment in 2026?

TSMY currently yields 56.63% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: TSMY offers higher current income.

What is the dividend yield difference between TSMY and QYLD?

TSMY has a forward dividend yield of 56.63% ($8.83/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 44.71 percentage points.

Home › Compare › TSMY vs QYLD

TSMY vs QYLD: Dividend Comparison 2026

TSMY yields 56.63% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSMY wins by $526.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSMY

● Live price

56.63%

Share price

$15.60

Annual div

$8.83

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$551.5K

Annual income

$123,278.53

Full TSMY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TSMY vs QYLD

📍 TSMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSMY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TSMY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSMY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSMY

Annual income on $10K today (after 15% tax)

$4,813.51/yr

After 10yr DRIP, annual income (after tax)

$104,786.75/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, TSMY beats the other by $99,976.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSMY + QYLD for your $10,000?

TSMY: 50%QYLD: 50%

100% QYLD50/50100% TSMY

Portfolio after 10yr

$288.5K

Annual income

$64,468.93/yr

Blended yield

22.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSMY buys

QYLD buys

No recent congressional trades found for TSMY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSMYQYLD

Forward yield	56.63% ✓	11.92%
Annual dividend / share	$8.83 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$551.5K ✓	$25.4K
Annual income after 10y	$123,278.53 ✓	$5,659.31
Total dividends collected	$452.2K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSMY vs QYLD ($10,000, DRIP)

Year	TSMY Portfolio	TSMY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$16,363	$5,662.95	$10,352	$1,192.36	+$6.0K → TSMY
2	$26,168	$8,660.05	$10,830	$1,347.57	+$15.3K → TSMY
3	$40,944	$12,943.52	$11,460	$1,539.07	+$29.5K → TSMY
4	$62,737	$18,926.86	$12,275	$1,777.84	+$50.5K → TSMY
5	$94,232	$27,103.71	$13,323	$2,078.95	+$80.9K → TSMY
6	$138,875	$38,047.11	$14,667	$2,463.34	+$124.2K → TSMY
7	$201,001	$52,404.04	$16,396	$2,960.57	+$184.6K → TSMY
8	$285,955	$70,884.85	$18,631	$3,612.97	+$267.3K → TSMY
9	$400,220	$94,247.70	$21,548	$4,482.15	+$378.7K → TSMY
10	$551,514	$123,278.53	$25,398	$5,659.31	+$526.1K → TSMY

TSMY vs QYLD: Complete Analysis 2026

TSMY — Stock

The YieldMax TSM Option Income Strategy ETF (TSMY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on TSM. The strategy is designed to capture option premiums while providing participation in the share price appreciation of TSM.

Full TSMY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.