Is TSP or QYLD a better dividend investment in 2026?

TSP currently yields 800.00% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: TSP offers higher current income.

What is the dividend yield difference between TSP and QYLD?

TSP has a forward dividend yield of 800.00% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 788.08 percentage points.

Home › Compare › TSP vs QYLD

TSP vs QYLD: Dividend Comparison 2026

TSP yields 800.00% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TSP wins by $2773896.44M in total portfolio value

INVESTMENT

TIME HORIZON10 years

TSP

● Live price

800.00%

Share price

$0.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2773896.46M

Annual income

$2,226,430,694,490.38

Full TSP calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — TSP vs QYLD

📍 TSP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TSP	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TSP + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TSP pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TSP

Annual income on $10K today (after 15% tax)

$68,000.00/yr

After 10yr DRIP, annual income (after tax)

$1,892,466,090,316.82/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, TSP beats the other by $1,892,466,085,506.41/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TSP + QYLD for your $10,000?

TSP: 50%QYLD: 50%

100% QYLD50/50100% TSP

Portfolio after 10yr

$1386948.25M

Annual income

$1,113,215,350,074.85/yr

Blended yield

80.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TSP right now

TSP

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$33.60

+13340.0% upside vs current

Range: $11.00 — $55.00

Altman Z

-2.9

Piotroski

4/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TSP buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTSPQYLD

Forward yield	800.00% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2773896.46M ✓	$25.4K
Annual income after 10y	$2,226,430,694,490.38 ✓	$5,659.31
Total dividends collected	$2730603.49M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TSP vs QYLD ($10,000, DRIP)

Year	TSP Portfolio	TSP Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$90,700	$80,000.00	$10,352	$1,192.36	+$80.3K → TSP
2	$775,180	$678,130.84	$10,830	$1,347.57	+$764.4K → TSP
3	$6,246,019	$5,416,576.76	$11,460	$1,539.07	+$6.23M → TSP
4	$47,472,138	$40,788,897.61	$12,275	$1,777.84	+$47.46M → TSP
5	$340,525,323	$289,730,135.14	$13,323	$2,078.95	+$340.51M → TSP
6	$2,306,680,888	$1,942,318,792.24	$14,667	$2,463.34	+$2306.67M → TSP
7	$14,764,459,529	$12,296,310,979.28	$16,396	$2,960.57	+$14764.44M → TSP
8	$89,354,478,583	$73,556,506,887.09	$18,631	$3,612.97	+$89354.46M → TSP
9	$511,650,252,638	$416,040,960,553.41	$21,548	$4,482.15	+$511650.23M → TSP
10	$2,773,896,464,813	$2,226,430,694,490.38	$25,398	$5,659.31	+$2773896.44M → TSP

TSP vs QYLD: Complete Analysis 2026

TSP — Stock

TuSimple Holdings Inc., an autonomous technology company, develops autonomous technology specifically designed for semi-trucks in the United States and internationally. It intends to produce a line of purpose-built (Level 4) L4 autonomous semi-trucks for the North American market. The company operates its Autonomous Freight Network (AFN) L4 autonomous semi-trucks equipped with its autonomous driving technology. Its AFN is an ecosystem that consists of L4 autonomous semi-trucks, high definition digital mapped routes, terminals, and TuSimple Connect, a cloud-based autonomous operations oversight system. The company was founded in 2015 and is headquartered in San Diego, California.

Full TSP Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this TSP vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TSP vs SCHD TSP vs JEPI TSP vs O TSP vs KO TSP vs MAIN TSP vs XYLD TSP vs JEPQ TSP vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.