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TWCF vs ADC: Dividend Comparison 2026

TWCF yields 10.38% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TWCF wins by $558544.01M in total portfolio value
10 years
TWCF
TWCF
● Live price
10.38%
Share price
$36.50
Annual div
$3.79
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$558544.19M
Annual income
$548,392,959,817.14
Full TWCF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — TWCF vs ADC

📍 TWCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTWCFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TWCF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TWCF pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWCF
Annual income on $10K today (after 15% tax)
$882.12/yr
After 10yr DRIP, annual income (after tax)
$466,134,015,844.57/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, TWCF beats the other by $466,133,947,166.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWCF + ADC for your $10,000?

TWCF: 50%ADC: 50%
100% ADC50/50100% TWCF
Portfolio after 10yr
$279272.18M
Annual income
$274,196,520,307.22/yr
Blended yield
98.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

TWCF
No analyst data
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWCF buys
0
ADC buys
0
No recent congressional trades found for TWCF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTWCFADC
Forward yield10.38%4.13%
Annual dividend / share$3.79$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$558544.19M$178.9K
Annual income after 10y$548,392,959,817.14$80,797.29
Total dividends collected$557858.00M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: TWCF vs ADC ($10,000, DRIP)

YearTWCF PortfolioTWCF Income/yrADC PortfolioADC Income/yrGap
1← crossover$12,776$2,075.59$10,990$580.36+$1.8KTWCF
2$18,626$4,956.42$12,301$860.26+$6.3KTWCF
3$33,437$13,507.03$14,104$1,298.62+$19.3KTWCF
4$81,100$45,322.02$16,691$2,008.16+$64.4KTWCF
5$292,245$205,468.69$20,580$3,205.09+$271.7KTWCF
6$1,696,651$1,383,948.44$26,754$5,330.02+$1.67MTWCF
7$16,833,374$15,017,957.70$37,196$9,345.14+$16.80MTWCF
8$296,518,466$278,506,755.14$56,244$17,523.09+$296.46MTWCF
9$9,487,130,704$9,169,855,945.88$94,286$35,736.21+$9487.04MTWCF
10$558,544,189,671$548,392,959,817.14$178,949$80,797.29+$558544.01MTWCF

TWCF vs ADC: Complete Analysis 2026

TWCFStock

Town and Country Financial Corporation operates as the bank holding company for Town and Country Bank that provides a range of banking and financial services to individuals, organizations, and businesses in central and metro-east areas of Illinois. It accepts various deposits products, such as checking, savings, health savings, money market, individual retirement, and business accounts, as well as certificates of deposit. The company also provides various loan products, such as auto, personal, mortgage, home equity, home improvement, land and lot, and bridge loans; business term, lines of credit, small business administration, and commercial real estate loans, as well as public finance package that includes public fund deposit and treasury management solutions; and equipment loans, agricultural lines of credit, and farm real estate loans. In addition, it offers debit and credit cards; lease financing; safe deposit boxes, cashier's checks, notary, and electronic transfer services; online banking and bill pay, cash management, mobile banking, merchant, lockbox, and overdraft protection services; and personal and business financial planning services. Town and Country Financial Corporation was founded in 1962 and is headquartered in Springfield, Illinois.

Full TWCF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.