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TWCF vs MO: Dividend Comparison 2026

TWCF yields 10.38% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TWCF wins by $558544.11M in total portfolio value
10 years
TWCF
TWCF
● Live price
10.38%
Share price
$36.50
Annual div
$3.79
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$558544.19M
Annual income
$548,392,959,817.14
Full TWCF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — TWCF vs MO

📍 TWCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTWCFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TWCF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TWCF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWCF
Annual income on $10K today (after 15% tax)
$882.12/yr
After 10yr DRIP, annual income (after tax)
$466,134,015,844.57/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, TWCF beats the other by $466,133,991,221.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TWCF + MO for your $10,000?

TWCF: 50%MO: 50%
100% MO50/50100% TWCF
Portfolio after 10yr
$279272.13M
Annual income
$274,196,494,392.84/yr
Blended yield
98.18%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

TWCF
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWCF buys
0
MO buys
11
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$MO▲ Buy$1,000 - $15,0002025-08-04
Sheri Biggs🏢 House$MO▼ Sell$1,001 - $15,0002025-03-19
Pete Sessions🏢 House$MO▼ Sell$1,001 - $15,0002024-09-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-03-20
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-02-13
Virginia Foxx🏢 House$MO▼ Sell$1,001 - $15,0002024-01-16
Virginia Foxx🏢 House$MO▲ Buy$1,001 - $15,0002024-01-11
Ro Khanna🏢 House$MO▼ Sell$1,001 - $15,0002024-01-10
Ro Khanna🏢 House$MO▲ Buy$1,001 - $15,0002024-01-10
Virginia Foxx🏢 House$MO▼ Sell$15,001 - $50,0002024-01-10
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTWCFMO
Forward yield10.38%6.27%
Annual dividend / share$3.79$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$558544.19M$77.7K
Annual income after 10y$548,392,959,817.14$28,968.54
Total dividends collected$557858.00M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TWCF vs MO ($10,000, DRIP)

YearTWCF PortfolioTWCF Income/yrMO PortfolioMO Income/yrGap
1← crossover$12,776$2,075.59$10,558$768.31+$2.2KTWCF
2$18,626$4,956.42$11,352$1,015.87+$7.3KTWCF
3$33,437$13,507.03$12,482$1,367.86+$21.0KTWCF
4$81,100$45,322.02$14,103$1,883.39+$67.0KTWCF
5$292,245$205,468.69$16,472$2,664.91+$275.8KTWCF
6$1,696,651$1,383,948.44$20,024$3,897.79+$1.68MTWCF
7$16,833,374$15,017,957.70$25,537$5,933.74+$16.81MTWCF
8$296,518,466$278,506,755.14$34,478$9,476.77+$296.48MTWCF
9$9,487,130,704$9,169,855,945.88$49,776$16,022.63+$9487.08MTWCF
10$558,544,189,671$548,392,959,817.14$77,699$28,968.54+$558544.11MTWCF

TWCF vs MO: Complete Analysis 2026

TWCFStock

Town and Country Financial Corporation operates as the bank holding company for Town and Country Bank that provides a range of banking and financial services to individuals, organizations, and businesses in central and metro-east areas of Illinois. It accepts various deposits products, such as checking, savings, health savings, money market, individual retirement, and business accounts, as well as certificates of deposit. The company also provides various loan products, such as auto, personal, mortgage, home equity, home improvement, land and lot, and bridge loans; business term, lines of credit, small business administration, and commercial real estate loans, as well as public finance package that includes public fund deposit and treasury management solutions; and equipment loans, agricultural lines of credit, and farm real estate loans. In addition, it offers debit and credit cards; lease financing; safe deposit boxes, cashier's checks, notary, and electronic transfer services; online banking and bill pay, cash management, mobile banking, merchant, lockbox, and overdraft protection services; and personal and business financial planning services. Town and Country Financial Corporation was founded in 1962 and is headquartered in Springfield, Illinois.

Full TWCF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.