Is TWMIF or BTI a better dividend investment in 2026?

TWMIF currently yields 31.30% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: TWMIF offers higher current income.

What is the dividend yield difference between TWMIF and BTI?

TWMIF has a forward dividend yield of 31.30% ($2.00/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 25.92 percentage points.

Home › Compare › TWMIF vs BTI

TWMIF vs BTI: Dividend Comparison 2026

TWMIF yields 31.30% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $12.2K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

TWMIF

● Live price

31.30%

Share price

$6.39

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.6K

Annual income

$3.97

Full TWMIF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — TWMIF vs BTI

📍 BTI pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TWMIF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TWMIF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TWMIF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TWMIF

Annual income on $10K today (after 15% tax)

$2,660.41/yr

After 10yr DRIP, annual income (after tax)

$3.37/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BTI beats the other by $2,365.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TWMIF + BTI for your $10,000?

TWMIF: 50%BTI: 50%

100% BTI50/50100% TWMIF

Portfolio after 10yr

$31.6K

Annual income

$1,395.31/yr

Blended yield

4.41%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TWMIF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.5

Piotroski

3/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TWMIF buys

BTI buys

No recent congressional trades found for TWMIF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTWMIFBTI

Forward yield	31.30% ✓	5.38%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	11.3% ✓
Portfolio after 10y	$25.6K	$37.7K ✓
Annual income after 10y	$3.97	$2,786.64 ✓
Total dividends collected	$3.4K	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy

Year-by-year: TWMIF vs BTI ($10,000, DRIP)

Year	TWMIF Portfolio	TWMIF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$12,265	$1,564.95	$11,299	$598.92	+$966.00 → TWMIF
2	$14,020	$896.91	$12,794	$703.91	+$1.2K → TWMIF
3	$15,481	$479.11	$14,518	$829.07	+$963.00 → TWMIF
4	$16,812	$247.20	$16,513	$978.64	+$299.00 → TWMIF
5← crossover	$18,114	$125.45	$18,827	$1,157.84	$713.00 → BTI
6	$19,445	$63.16	$21,518	$1,373.12	$2.1K → BTI
7	$20,838	$31.68	$24,657	$1,632.46	$3.8K → BTI
8	$22,313	$15.87	$28,329	$1,945.74	$6.0K → BTI
9	$23,882	$7.94	$32,637	$2,325.33	$8.8K → BTI
10	$25,558	$3.97	$37,708	$2,786.64	$12.2K → BTI

TWMIF vs BTI: Complete Analysis 2026

TWMIF — Stock

Tidewater Midstream and Infrastructure Ltd., through its subsidiaries, operates as a diversified midstream and infrastructure company in North America. It primarily focuses on natural gas, natural gas liquids (NGLs), and crude oil operations and processing plants located in the Deep Basin, Edmonton, and Montney regions of Alberta and British Columbia. The company engages in gathering, processing, and transportation for natural gas and NGLs; crude oil refining and refined products marketing; NGL extraction and marketing; and crude oil marketing and transportation. It also produces refined products, including gasoline, low sulfur diesel, and other products; produces and sells crude oil, natural gas, and NGLs; and rents railcar, as well as operates export terminals and storage facilities. The company was incorporated in 2015 and is headquartered in Calgary, Canada.

Full TWMIF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.