HomeCompareTYCB vs BTI

TYCB vs BTI: Dividend Comparison 2026

TYCB yields 2.59% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TYCB wins by $9.9K in total portfolio value· pulled ahead in Year 8
10 years
TYCB
TYCB
● Live price
2.59%
Share price
$57.50
Annual div
$1.49
5Y div CAGR
31.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.7K
Annual income
$7,919.27
Full TYCB calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — TYCB vs BTI

📍 TYCB pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTYCBBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TYCB + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TYCB pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TYCB
Annual income on $10K today (after 15% tax)
$220.26/yr
After 10yr DRIP, annual income (after tax)
$6,731.38/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, TYCB beats the other by $4,349.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TYCB + BTI for your $10,000?

TYCB: 50%BTI: 50%
100% BTI50/50100% TYCB
Portfolio after 10yr
$42.7K
Annual income
$5,360.78/yr
Blended yield
12.54%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

TYCB
No analyst data
Altman Z
0.5
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TYCB buys
0
BTI buys
0
No recent congressional trades found for TYCB or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTYCBBTI
Forward yield2.59%5.40%
Annual dividend / share$1.49$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.2%11.3%
Portfolio after 10y$47.7K$37.8K
Annual income after 10y$7,919.27$2,802.29
Total dividends collected$24.2K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: TYCB vs BTI ($10,000, DRIP)

YearTYCB PortfolioTYCB Income/yrBTI PortfolioBTI Income/yrGap
1$11,040$339.98$11,301$601.08$261.00BTI
2$12,273$460.23$12,799$706.58$526.00BTI
3$13,759$627.34$14,527$832.38$768.00BTI
4$15,585$862.39$16,527$982.75$942.00BTI
5$17,874$1,197.73$18,846$1,162.95$972.00BTI
6$20,809$1,684.29$21,545$1,379.49$736.00BTI
7$24,670$2,404.40$24,694$1,640.41$24.00BTI
8← crossover$29,892$3,495.22$28,378$1,955.69+$1.5KTYCB
9$37,178$5,192.93$32,702$2,337.79+$4.5KTYCB
10$47,699$7,919.27$37,794$2,802.29+$9.9KTYCB

TYCB vs BTI: Complete Analysis 2026

TYCBStock

Calvin B. Taylor Bankshares, Inc. operates as the holding company for Calvin B. Taylor Banking Company that provides commercial banking products and services. It accepts checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. The company also offers consumer loans to individuals for personal, family, or household purchases, such as automobiles, trucks and vans, mobile homes, and personal expenses; mortgage loans comprising secured loans to individuals to purchase, construct, or enhance a primary or second home property; commercial loans, including secured and unsecured loans for business and professional purposes to retailers, wholesalers, service and related businesses, and manufacturers. In addition, it provides debit cards; ATM services; and online, mobile, and phone banking services. The company has 12 banking locations within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland; Sussex County, Delaware; and Accomack County, Virginia. Calvin B. Taylor Bankshares, Inc. was founded in 1890 and is headquartered in Berlin, Maryland.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.