Is UBAB or JEPQ a better dividend investment in 2026?

UBAB currently yields 2.83% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between UBAB and JEPQ?

UBAB has a forward dividend yield of 2.83% ($1.40/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 8.27 percentage points.

Home › Compare › UBAB vs JEPQ

UBAB vs JEPQ: Dividend Comparison 2026

UBAB yields 2.83% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UBAB wins by $311.73M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

UBAB

● Live price

2.83%

Share price

$49.50

Annual div

$1.40

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$311.77M

Annual income

$291,942,587.19

Full UBAB calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — UBAB vs JEPQ

📍 UBAB pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UBAB	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UBAB + JEPQ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UBAB pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBAB

Annual income on $10K today (after 15% tax)

$240.40/yr

After 10yr DRIP, annual income (after tax)

$248,151,199.11/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, UBAB beats the other by $248,149,369.41/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UBAB + JEPQ for your $10,000?

UBAB: 50%JEPQ: 50%

100% JEPQ50/50100% UBAB

Portfolio after 10yr

$155.91M

Annual income

$145,972,369.89/yr

Blended yield

93.63%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on UBAB right now

UBAB

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.1

Piotroski

6/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBAB buys

JEPQ buys

No recent congressional trades found for UBAB or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUBABJEPQ

Forward yield	2.83%	11.10% ✓
Annual dividend / share	$1.40	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$311.77M ✓	$44.8K
Annual income after 10y	$291,942,587.19 ✓	$2,152.59
Total dividends collected	$310.29M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UBAB vs JEPQ ($10,000, DRIP)

Year	UBAB Portfolio	UBAB Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,266	$565.66	$11,930	$1,110.39	$664.00 → JEPQ
2	$13,245	$1,191.12	$14,133	$1,224.34	$888.00 → JEPQ
3← crossover	$16,790	$2,617.64	$16,632	$1,340.46	+$158.00 → UBAB
4	$24,168	$6,202.22	$19,454	$1,457.97	+$4.7K → UBAB
5	$42,546	$16,686.81	$22,626	$1,576.08	+$19.9K → UBAB
6	$100,434	$54,909.23	$26,175	$1,694.09	+$74.3K → UBAB
7	$349,740	$242,275.65	$30,133	$1,811.32	+$319.6K → UBAB
8	$1,951,184	$1,576,962.46	$34,531	$1,927.17	+$1.92M → UBAB
9	$18,532,272	$16,444,504.81	$39,403	$2,041.08	+$18.49M → UBAB
10	$311,772,118	$291,942,587.19	$44,787	$2,152.59	+$311.73M → UBAB

UBAB vs JEPQ: Complete Analysis 2026

UBAB — Stock

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.

Full UBAB Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.