HomeCompareUBAB vs QSR

UBAB vs QSR: Dividend Comparison 2026

UBAB yields 2.83% · QSR yields 3.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UBAB wins by $311.75M in total portfolio value
10 years
UBAB
UBAB
● Live price
2.83%
Share price
$49.50
Annual div
$1.40
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$311.77M
Annual income
$291,942,587.19
Full UBAB calculator →
QSR
QSR
● Live price
3.40%
Share price
$73.76
Annual div
$2.51
5Y div CAGR
-0.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$387.88
Full QSR calculator →

Portfolio growth — UBAB vs QSR

📍 UBAB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBABQSR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UBAB + QSR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UBAB pays
QSR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBAB
Annual income on $10K today (after 15% tax)
$240.40/yr
After 10yr DRIP, annual income (after tax)
$248,151,199.11/yr
QSR
Annual income on $10K today (after 15% tax)
$289.25/yr
After 10yr DRIP, annual income (after tax)
$329.70/yr
At 15% tax rate, UBAB beats the other by $248,150,869.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBAB + QSR for your $10,000?

UBAB: 50%QSR: 50%
100% QSR50/50100% UBAB
Portfolio after 10yr
$155.90M
Annual income
$145,971,487.54/yr
Blended yield
93.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on QSR right now

UBAB
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
0.1
Piotroski
6/9
QSR
Analyst Ratings
27
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$81.57
+10.6% upside vs current
Range: $71.00 — $90.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBAB buys
0
QSR buys
0
No recent congressional trades found for UBAB or QSR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBABQSR
Forward yield2.83%3.40%
Annual dividend / share$1.40$2.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%-0.8%
Portfolio after 10y$311.77M$24.7K
Annual income after 10y$291,942,587.19$387.88
Total dividends collected$310.29M$3.7K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusBuyBuy

Year-by-year: UBAB vs QSR ($10,000, DRIP)

YearUBAB PortfolioUBAB Income/yrQSR PortfolioQSR Income/yrGap
1← crossover$11,266$565.66$11,038$337.57+$228.00UBAB
2$13,245$1,191.12$12,156$345.43+$1.1KUBAB
3$16,790$2,617.64$13,359$352.69+$3.4KUBAB
4$24,168$6,202.22$14,654$359.36+$9.5KUBAB
5$42,546$16,686.81$16,045$365.45+$26.5KUBAB
6$100,434$54,909.23$17,539$370.97+$82.9KUBAB
7$349,740$242,275.65$19,143$375.96+$330.6KUBAB
8$1,951,184$1,576,962.46$20,863$380.42+$1.93MUBAB
9$18,532,272$16,444,504.81$22,708$384.39+$18.51MUBAB
10$311,772,118$291,942,587.19$24,685$387.88+$311.75MUBAB

UBAB vs QSR: Complete Analysis 2026

UBABStock

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.

Full UBAB Calculator →

QSRStock

Restaurant Brands International Inc. operates as quick service restaurant company in Canada and internationally. It operates through four segments: Tim Hortons (TH), Burger King (BK), Popeyes Louisiana Kitchen (PLK), and Firehouse Subs (FHS). The company owns and franchises TH chain of donut/coffee/tea restaurants that offer blend coffee, tea, and espresso-based hot and cold specialty drinks; and fresh baked goods, including donuts, Timbits, bagels, muffins, cookies and pastries, grilled paninis, classic sandwiches, wraps, soups, and others. It is also involved in owning and franchising BK, a fast food hamburger restaurant chain, which offers flame-grilled hamburgers, chicken and other specialty sandwiches, french fries, soft drinks, and other food items; and PLK quick service restaurants that provide Louisiana style fried chicken, chicken tenders, fried shrimp and other seafood, red beans and rice, and other regional items. In addition, the company owns and franchises FHS restaurants quick service restaurants that offer subs, soft drinks, and local specialties. As of February 15, 2022, the company had approximately 29,000 restaurants in 100 countries under the Tim Hortons, Burger King, Popeyes, And Firehouse Subs brands. Restaurant Brands International Inc. was founded in 1954 and is headquartered in Toronto, Canada.

Full QSR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.