HomeCompareUBCB vs JEPI

UBCB vs JEPI: Dividend Comparison 2026

UBCB yields 10.50% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UBCB wins by $11.1K in total portfolio value
10 years
UBCB
UBCB
● Live price
10.50%
Share price
$19.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.0K
Annual income
$2,029.63
Full UBCB calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — UBCB vs JEPI

📍 UBCB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBCBJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UBCB + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UBCB pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBCB
Annual income on $10K today (after 15% tax)
$892.72/yr
After 10yr DRIP, annual income (after tax)
$1,725.19/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, UBCB beats the other by $425.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBCB + JEPI for your $10,000?

UBCB: 50%JEPI: 50%
100% JEPI50/50100% UBCB
Portfolio after 10yr
$34.5K
Annual income
$1,779.12/yr
Blended yield
5.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBCB buys
0
JEPI buys
0
No recent congressional trades found for UBCB or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBCBJEPI
Forward yield10.50%8.40%
Annual dividend / share$2.00$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$40.0K$29.0K
Annual income after 10y$2,029.63$1,528.62
Total dividends collected$15.4K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UBCB vs JEPI ($10,000, DRIP)

YearUBCB PortfolioUBCB Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,750$1,050.25$11,260$840.19+$490.00UBCB
2$13,726$1,153.34$12,641$907.94+$1.1KUBCB
3$15,946$1,259.14$14,150$978.20+$1.8KUBCB
4$18,429$1,367.09$15,795$1,050.85+$2.6KUBCB
5$21,196$1,476.63$17,584$1,125.74+$3.6KUBCB
6$24,267$1,587.20$19,526$1,202.74+$4.7KUBCB
7$27,664$1,698.28$21,628$1,281.69+$6.0KUBCB
8$31,410$1,809.35$23,898$1,362.43+$7.5KUBCB
9$35,528$1,919.95$26,347$1,444.79+$9.2KUBCB
10$40,045$2,029.63$28,982$1,528.62+$11.1KUBCB

UBCB vs JEPI: Complete Analysis 2026

UBCBStock

The fund is actively managed by proprietary artificial intelligence (AI) algorithms. Under normal circumstances, the fund invests at least 80% of its net assets in large capitalization companies listed on U.S. stock exchanges and markets, including common stocks, ADRs and exchange-traded funds that provide exposure to large cap companies. In normal market conditions, the adviser anticipates the fund will hold 40-100 different positions across a broad spectrum of industries as dictated by its proprietary investment models. The fund is non-diversified.

Full UBCB Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.