HomeCompareUBCB vs XYLD

UBCB vs XYLD: Dividend Comparison 2026

UBCB yields 10.50% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UBCB wins by $14.8K in total portfolio value
10 years
UBCB
UBCB
● Live price
10.50%
Share price
$19.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.0K
Annual income
$2,029.63
Full UBCB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — UBCB vs XYLD

📍 UBCB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUBCBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UBCB + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UBCB pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UBCB
Annual income on $10K today (after 15% tax)
$892.72/yr
After 10yr DRIP, annual income (after tax)
$1,725.19/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,010.98/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UBCB + XYLD for your $10,000?

UBCB: 50%XYLD: 50%
100% XYLD50/50100% UBCB
Portfolio after 10yr
$32.7K
Annual income
$2,624.32/yr
Blended yield
8.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UBCB buys
0
XYLD buys
0
No recent congressional trades found for UBCB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUBCBXYLD
Forward yield10.50%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$40.0K$25.3K
Annual income after 10y$2,029.63$3,219.02
Total dividends collected$15.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UBCB vs XYLD ($10,000, DRIP)

YearUBCB PortfolioUBCB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,750$1,050.25$10,818$1,098.39+$932.00UBCB
2$13,726$1,153.34$11,738$1,222.51+$2.0KUBCB
3$15,946$1,259.14$12,774$1,364.64+$3.2KUBCB
4$18,429$1,367.09$13,944$1,527.86+$4.5KUBCB
5$21,196$1,476.63$15,270$1,715.87+$5.9KUBCB
6$24,267$1,587.20$16,775$1,933.09+$7.5KUBCB
7$27,664$1,698.28$18,490$2,184.87+$9.2KUBCB
8$31,410$1,809.35$20,450$2,477.63+$11.0KUBCB
9$35,528$1,919.95$22,697$2,819.19+$12.8KUBCB
10$40,045$2,029.63$25,280$3,219.02+$14.8KUBCB

UBCB vs XYLD: Complete Analysis 2026

UBCBStock

The fund is actively managed by proprietary artificial intelligence (AI) algorithms. Under normal circumstances, the fund invests at least 80% of its net assets in large capitalization companies listed on U.S. stock exchanges and markets, including common stocks, ADRs and exchange-traded funds that provide exposure to large cap companies. In normal market conditions, the adviser anticipates the fund will hold 40-100 different positions across a broad spectrum of industries as dictated by its proprietary investment models. The fund is non-diversified.

Full UBCB Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.