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UCI vs SPHD: Dividend Comparison 2026

UCI yields 13.76% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UCI wins by $22.9K in total portfolio value
10 years
UCI
UCI
● Live price
13.76%
Share price
$14.53
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.4K
Annual income
$3,232.57
Full UCI calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UCI vs SPHD

📍 UCI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUCISPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UCI + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UCI pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UCI
Annual income on $10K today (after 15% tax)
$1,169.99/yr
After 10yr DRIP, annual income (after tax)
$2,747.68/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, UCI beats the other by $2,262.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UCI + SPHD for your $10,000?

UCI: 50%SPHD: 50%
100% SPHD50/50100% UCI
Portfolio after 10yr
$38.0K
Annual income
$1,901.95/yr
Blended yield
5.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UCI buys
0
SPHD buys
0
No recent congressional trades found for UCI or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUCISPHD
Forward yield13.76%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.4K$26.5K
Annual income after 10y$3,232.57$571.32
Total dividends collected$22.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UCI vs SPHD ($10,000, DRIP)

YearUCI PortfolioUCI Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,076$1,376.46$11,133$432.85+$943.00UCI
2$14,475$1,553.53$12,363$450.36+$2.1KUCI
3$17,229$1,740.31$13,695$467.39+$3.5KUCI
4$20,371$1,935.85$15,138$483.90+$5.2KUCI
5$23,936$2,139.13$16,697$499.88+$7.2KUCI
6$27,960$2,349.07$18,382$515.31+$9.6KUCI
7$32,482$2,564.52$20,198$530.17+$12.3KUCI
8$37,540$2,784.35$22,157$544.46+$15.4KUCI
9$43,176$3,007.41$24,266$558.18+$18.9KUCI
10$49,430$3,232.57$26,536$571.32+$22.9KUCI

UCI vs SPHD: Complete Analysis 2026

UCIStock

The investment seeks to track the price and performance yield, before fees and expenses, of the UBS Bloomberg Constant Maturity Commodity index. The fund is designed to be a diversified benchmark for commodities as an asset class. The index is comprised of 28 futures contracts with up to five different maturities for each individual commodity.

Full UCI Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.