HomeCompareUDIRF vs GBDC

UDIRF vs GBDC: Dividend Comparison 2026

UDIRF yields 8.04% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UDIRF wins by $105643.52M in total portfolio value· pulled ahead in Year 2
10 years
UDIRF
UDIRF
● Live price
8.04%
Share price
$27.34
Annual div
$2.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$105664.37M
Annual income
$103,197,502,817.29
Full UDIRF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — UDIRF vs GBDC

📍 UDIRF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDIRFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UDIRF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDIRF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDIRF
Annual income on $10K today (after 15% tax)
$683.09/yr
After 10yr DRIP, annual income (after tax)
$87,717,877,394.70/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, UDIRF beats the other by $87,703,894,270.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDIRF + GBDC for your $10,000?

UDIRF: 50%GBDC: 50%
100% GBDC50/50100% UDIRF
Portfolio after 10yr
$52842.61M
Annual income
$51,606,976,775.56/yr
Blended yield
97.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UDIRF
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
1.1
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDIRF buys
0
GBDC buys
0
No recent congressional trades found for UDIRF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDIRFGBDC
Forward yield8.04%11.86%
Annual dividend / share$2.20$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$105664.37M$20.85M
Annual income after 10y$103,197,502,817.29$16,450,733.83
Total dividends collected$105495.98M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: UDIRF vs GBDC ($10,000, DRIP)

YearUDIRF PortfolioUDIRF Income/yrGBDC PortfolioGBDC Income/yrGap
1$12,307$1,607.28$12,492$1,791.70$185.00GBDC
2← crossover$16,866$3,697.43$16,527$3,160.58+$339.00UDIRF
3$27,518$9,471.13$23,588$5,904.90+$3.9KUDIRF
4$58,328$28,883.29$37,141$11,901.65+$21.2KUDIRF
5$176,843$114,432.66$66,205$26,463.38+$110.6KUDIRF
6$837,723$648,501.20$137,452$66,612.65+$700.3KUDIRF
7$6,638,447$5,742,082.70$342,372$195,298.53+$6.30MUDIRF
8$92,154,547$85,051,409.18$1,053,292$686,954.33+$91.10MUDIRF
9$2,305,481,863$2,206,876,497.39$4,111,439$2,984,416.95+$2301.37MUDIRF
10$105,664,368,411$103,197,502,817.29$20,849,974$16,450,733.83+$105643.52MUDIRF

UDIRF vs GBDC: Complete Analysis 2026

UDIRFStock

United Internet AG, through its subsidiaries, operates as an Internet service provider. The company operates through Consumer Access, Business Access, Consumer Applications, and Business Applications segments. It offers landline-based broadband and mobile internet products, including home networks, online storage, telephony, and IPTV for private users; and telecommunication products ranging from fiber-optic direct connections to tailored ICT solutions, which include voice, data, and network solutions, as well as infrastructure services to national and international carriers and ISPs. The company also provides ad-financed and fee-based application products for consumer and business customers, including domains, websites, web hosting, servers, cloud solutions, and e-shops; personal information management applications, such as email, to-do lists, appointments, and addresses; and group works, online storage, and office software. It offers its access products through the yourfone, smartmobile.de, 1&1, and 1&1 versatel brands; and applications through GMX, mail.com, WEB.DE, home.pl, Arsys, STRATO, IONOS, Fasthosts, InterNetX, united-domains, and World4You brand names. In addition, the company offers customers professional services in the fields of active domain management under the Sedo brand; and online advertising services under the United Internet Media brand name. It has operations in Germany, the United States, the United Kingdom, Spain, France, Poland, Italy, Austria, Hungary, Romania, Bulgaria, the Czech Republic, Slovakia, the Netherlands, Switzerland, Canada, and Mexico. The company was founded in 1988 and is headquartered in Montabaur, Germany.

Full UDIRF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.