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UDR vs XOM: Dividend Comparison 2026

UDR yields 5.11% · XOM yields 2.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UDR wins by $2.0K in total portfolio value· pulled ahead in Year 10
10 years
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →
XOM
Exxon Mobil Corporation
● Live price
2.36%
Share price
$171.52
Annual div
$4.04
5Y div CAGR
14.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.7K
Annual income
$1,106.42
Full XOM calculator →

Portfolio growth — UDR vs XOM

📍 UDR pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUDRXOM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UDR + XOM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UDR pays
XOM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
XOM
Annual income on $10K today (after 15% tax)
$200.21/yr
After 10yr DRIP, annual income (after tax)
$940.46/yr
At 15% tax rate, UDR beats the other by $4,626.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UDR + XOM for your $10,000?

UDR: 50%XOM: 50%
100% XOM50/50100% UDR
Portfolio after 10yr
$48.7K
Annual income
$3,827.76/yr
Blended yield
7.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XOM right now

UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
XOM
Analyst Ratings
1
Strong
22
Buy
26
Hold
5
Sell
Consensus: Hold
Price Target
$146.77
-14.4% upside vs current
Range: $123.00 — $183.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UDR buys
9
XOM buys
0
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-10-31
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-10-10
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002023-09-06
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-08-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUDRXOM
Forward yield5.11%2.36%
Annual dividend / share$1.72$4.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.3%14.3%
Portfolio after 10y$49.7K$47.7K
Annual income after 10y$6,549.10$1,106.42
Total dividends collected$25.0K$6.0K
Payment frequencyquarterlyquarterly
SectorREITEnergy
Analyst consensusBuyHold
Analyst price target$41.10$146.77

Year-by-year: UDR vs XOM ($10,000, DRIP)

YearUDR PortfolioUDR Income/yrXOM PortfolioXOM Income/yrGap
1$11,310$609.61$11,689$269.22$379.00XOM
2$12,870$768.70$13,664$314.98$794.00XOM
3$14,746$975.32$15,973$368.51$1.2KXOM
4$17,024$1,245.96$18,672$431.16$1.6KXOM
5$19,820$1,603.81$21,828$504.46$2.0KXOM
6$23,289$2,081.81$25,518$590.24$2.2KXOM
7$27,647$2,727.39$29,832$690.62$2.2KXOM
8$33,192$3,609.90$34,876$808.09$1.7KXOM
9$40,348$4,832.15$40,774$945.55$426.00XOM
10← crossover$49,721$6,549.10$47,671$1,106.42+$2.0KUDR

UDR vs XOM: Complete Analysis 2026

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →

XOMEnergy

Exxon Mobil Corporation explores for and produces crude oil and natural gas in the United States and internationally. It operates through Upstream, Downstream, and Chemical segments. The company is also involved in the manufacture, trade, transport, and sale of crude oil, natural gas, petroleum products, petrochemicals, and other specialty products; manufactures and sells petrochemicals, including olefins, polyolefins, aromatics, and various other petrochemicals; and captures and stores carbon, hydrogen, and biofuels. As of December 31, 2021, it had approximately 20,528 net operated wells with proved reserves. The company was founded in 1870 and is headquartered in Irving, Texas.

Full XOM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.