Is UFGSY or JEPQ a better dividend investment in 2026?

UFGSY currently yields 4.41% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between UFGSY and JEPQ?

UFGSY has a forward dividend yield of 4.41% ($0.48/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 6.69 percentage points.

Home › Compare › UFGSY vs JEPQ

UFGSY vs JEPQ: Dividend Comparison 2026

UFGSY yields 4.41% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $18.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UFGSY

● Live price

4.41%

Share price

$10.91

Annual div

$0.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.7K

Annual income

$584.64

Full UFGSY calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — UFGSY vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UFGSY	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UFGSY + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UFGSY pays

JEPQ pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UFGSY

Annual income on $10K today (after 15% tax)

$374.63/yr

After 10yr DRIP, annual income (after tax)

$496.94/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,332.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UFGSY + JEPQ for your $10,000?

UFGSY: 50%JEPQ: 50%

100% JEPQ50/50100% UFGSY

Portfolio after 10yr

$35.7K

Annual income

$1,368.61/yr

Blended yield

3.83%

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Analyst Conviction Gap

Where Wall Street is split right now

UFGSY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.4

Piotroski

6/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UFGSY buys

JEPQ buys

No recent congressional trades found for UFGSY or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUFGSYJEPQ

Forward yield	4.41%	11.10% ✓
Annual dividend / share	$0.48	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.7K	$44.8K ✓
Annual income after 10y	$584.64	$2,152.59 ✓
Total dividends collected	$5.2K	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UFGSY vs JEPQ ($10,000, DRIP)

Year	UFGSY Portfolio	UFGSY Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$11,141	$440.74	$11,930	$1,110.39	$789.00 → JEPQ
2	$12,379	$458.90	$14,133	$1,224.34	$1.8K → JEPQ
3	$13,723	$476.56	$16,632	$1,340.46	$2.9K → JEPQ
4	$15,177	$493.71	$19,454	$1,457.97	$4.3K → JEPQ
5	$16,750	$510.31	$22,626	$1,576.08	$5.9K → JEPQ
6	$18,448	$526.34	$26,175	$1,694.09	$7.7K → JEPQ
7	$20,282	$541.80	$30,133	$1,811.32	$9.9K → JEPQ
8	$22,258	$556.67	$34,531	$1,927.17	$12.3K → JEPQ
9	$24,387	$570.95	$39,403	$2,041.08	$15.0K → JEPQ
10	$26,679	$584.64	$44,787	$2,152.59	$18.1K → JEPQ

UFGSY vs JEPQ: Complete Analysis 2026

UFGSY — Stock

Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance and banking services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Business, Real Estate Business, and Holding and Other Businesses segments. It offers non-life insurance products for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; and reinsurance services to individuals and legal entities through its agency network. In addition, it is involved in the management of non-performing loans; operation and management of real estate properties; operation of resorts and hotels; and agricultural, harbor, and healthcare businesses. The company was formerly known as Unipol Gruppo Finanziario S.p.A. and changed its name to Unipol Gruppo S.p.A. in June 2017. Unipol Gruppo S.p.A. was founded in 1961 and is based in Bologna, Italy.

Full UFGSY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.