Is UFGSY or QYLD a better dividend investment in 2026?

UFGSY currently yields 4.41% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between UFGSY and QYLD?

UFGSY has a forward dividend yield of 4.41% ($0.48/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.51 percentage points.

Home › Compare › UFGSY vs QYLD

UFGSY vs QYLD: Dividend Comparison 2026

UFGSY yields 4.41% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UFGSY wins by $1.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UFGSY

● Live price

4.41%

Share price

$10.91

Annual div

$0.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.7K

Annual income

$584.64

Full UFGSY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UFGSY vs QYLD

📍 UFGSY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UFGSY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UFGSY + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UFGSY pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UFGSY

Annual income on $10K today (after 15% tax)

$374.63/yr

After 10yr DRIP, annual income (after tax)

$496.94/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,313.47/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UFGSY + QYLD for your $10,000?

UFGSY: 50%QYLD: 50%

100% QYLD50/50100% UFGSY

Portfolio after 10yr

$26.0K

Annual income

$3,121.98/yr

Blended yield

11.99%

📊

Analyst Conviction Gap

Where Wall Street is split right now

UFGSY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.4

Piotroski

6/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UFGSY buys

QYLD buys

No recent congressional trades found for UFGSY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUFGSYQYLD

Forward yield	4.41%	11.92% ✓
Annual dividend / share	$0.48	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.7K ✓	$25.4K
Annual income after 10y	$584.64	$5,659.31 ✓
Total dividends collected	$5.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UFGSY vs QYLD ($10,000, DRIP)

Year	UFGSY Portfolio	UFGSY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,141	$440.74	$10,352	$1,192.36	+$789.00 → UFGSY
2	$12,379	$458.90	$10,830	$1,347.57	+$1.5K → UFGSY
3	$13,723	$476.56	$11,460	$1,539.07	+$2.3K → UFGSY
4	$15,177	$493.71	$12,275	$1,777.84	+$2.9K → UFGSY
5	$16,750	$510.31	$13,323	$2,078.95	+$3.4K → UFGSY
6	$18,448	$526.34	$14,667	$2,463.34	+$3.8K → UFGSY
7	$20,282	$541.80	$16,396	$2,960.57	+$3.9K → UFGSY
8	$22,258	$556.67	$18,631	$3,612.97	+$3.6K → UFGSY
9	$24,387	$570.95	$21,548	$4,482.15	+$2.8K → UFGSY
10	$26,679	$584.64	$25,398	$5,659.31	+$1.3K → UFGSY

UFGSY vs QYLD: Complete Analysis 2026

UFGSY — Stock

Unipol Gruppo S.p.A., together with its subsidiaries, provides insurance and banking services primarily in Italy. The company operates through Non-Life Insurance Business, Life Insurance Business, Banking Business, Real Estate Business, and Holding and Other Businesses segments. It offers non-life insurance products for vehicles, sports craft, and travel; home and condominiums; work related to businesses, traders, professionals, and legal protection; accident and health protection; and investments and welfare. The company also provides life insurance products; and reinsurance services to individuals and legal entities through its agency network. In addition, it is involved in the management of non-performing loans; operation and management of real estate properties; operation of resorts and hotels; and agricultural, harbor, and healthcare businesses. The company was formerly known as Unipol Gruppo Finanziario S.p.A. and changed its name to Unipol Gruppo S.p.A. in June 2017. Unipol Gruppo S.p.A. was founded in 1961 and is based in Bologna, Italy.

Full UFGSY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this UFGSY vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UFGSY vs SCHD UFGSY vs JEPI UFGSY vs O UFGSY vs KO UFGSY vs MAIN UFGSY vs XYLD UFGSY vs JEPQ UFGSY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.