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UHOIF vs GBDC: Dividend Comparison 2026

UHOIF yields 1.97% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.75M in total portfolio value
10 years
UHOIF
UHOIF
● Live price
1.97%
Share price
$17.69
Annual div
$0.35
5Y div CAGR
3.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$309.06
Full UHOIF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — UHOIF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUHOIFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UHOIF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UHOIF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UHOIF
Annual income on $10K today (after 15% tax)
$167.20/yr
After 10yr DRIP, annual income (after tax)
$262.70/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,930,611.20/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of UHOIF + GBDC for your $10,000?

UHOIF: 50%GBDC: 50%
100% GBDC50/50100% UHOIF
Portfolio after 10yr
$10.40M
Annual income
$8,194,786.23/yr
Blended yield
78.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UHOIF
No analyst data
Altman Z
2.8
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UHOIF buys
0
GBDC buys
0
No recent congressional trades found for UHOIF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUHOIFGBDC
Forward yield1.97%11.85%
Annual dividend / share$0.35$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3.1%51.1%
Portfolio after 10y$23.1K$20.78M
Annual income after 10y$309.06$16,389,263.41
Total dividends collected$2.5K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UHOIF vs GBDC ($10,000, DRIP)

YearUHOIF PortfolioUHOIF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,903$202.81$12,490$1,790.28$1.6KGBDC
2$11,879$213.06$16,522$3,157.73$4.6KGBDC
3$12,934$223.67$23,578$5,898.68$10.6KGBDC
4$14,074$234.67$37,115$11,886.75$23.0KGBDC
5$15,306$246.04$66,136$26,423.57$50.8KGBDC
6$16,635$257.81$137,257$66,491.44$120.6KGBDC
7$18,069$269.99$341,734$194,868.54$323.7KGBDC
8$19,617$282.58$1,050,788$685,133.02$1.03MGBDC
9$21,285$295.60$4,099,314$2,974,971.01$4.08MGBDC
10$23,084$309.06$20,775,530$16,389,263.41$20.75MGBDC

UHOIF vs GBDC: Complete Analysis 2026

UHOIFStock

Ushio Inc. produces and sells light application products, industrial equipment, and other products in Japan, rest of Asia, Europe, North America, and internationally. The company offers laser diodes, LED chips/packages, ultraviolet (UV) lamps, xenon lamps, halogen lamp heaters, and halogen heaters. It also provides lighting for general illumination, architecture and landscape, marine applications, and plant growth applications, as well as lamps for data projectors and LED lamps for illumination. In addition, the company offers light source units, excimer lamps and irradiation units, exposure units, illumination light sources, fishing lamps, and warning lights, as well as lighting for security applications and UV-LED for printing UniJet series. Further, it provides lithography tools and aligners, cleaning and modification systems, UV curing systems, measurement equipment, photoheating equipment, laboratory instruments, environment and sanitation related equipment, and imaging and illumination systems. Additionally, the company offers power supply repair services, power supplies, plastic injection-molding machines, mold protection devices, joints and tubing, plastic materials, factory automation products, sound-systems, and cinema servers. Ushio Inc. was incorporated in 1949 and is headquartered in Tokyo, Japan.

Full UHOIF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.