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UILCF vs BTI: Dividend Comparison 2026

UILCF yields 2.31% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $10.9K in total portfolio value
10 years
UILCF
UILCF
● Live price
2.31%
Share price
$1.50
Annual div
$0.03
5Y div CAGR
12.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$1,016.82
Full UILCF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — UILCF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUILCFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UILCF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UILCF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UILCF
Annual income on $10K today (after 15% tax)
$196.09/yr
After 10yr DRIP, annual income (after tax)
$864.30/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,504.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UILCF + BTI for your $10,000?

UILCF: 50%BTI: 50%
100% BTI50/50100% UILCF
Portfolio after 10yr
$32.2K
Annual income
$1,901.73/yr
Blended yield
5.90%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UILCF
No analyst data
Altman Z
2.9
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UILCF buys
0
BTI buys
0
No recent congressional trades found for UILCF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUILCFBTI
Forward yield2.31%5.38% ✓
Annual dividend / share$0.03$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR12.9% ✓11.3%
Portfolio after 10y$26.8K$37.7K ✓
Annual income after 10y$1,016.82$2,786.64 ✓
Total dividends collected$5.6K$14.3K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UILCF vs BTI ($10,000, DRIP)

YearUILCF PortfolioUILCF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,960$260.46$11,299$598.92$339.00 → BTI
2$12,029$301.22$12,794$703.91$765.00 → BTI
3$13,220$348.81$14,518$829.07$1.3K → BTI
4$14,550$404.48$16,513$978.64$2.0K → BTI
5$16,038$469.71$18,827$1,157.84$2.8K → BTI
6$17,707$546.31$21,518$1,373.12$3.8K → BTI
7$19,583$636.42$24,657$1,632.46$5.1K → BTI
8$21,696$742.65$28,329$1,945.74$6.6K → BTI
9$24,083$868.17$32,637$2,325.33$8.6K → BTI
10$26,786$1,016.82$37,708$2,786.64$10.9K → BTI

UILCF vs BTI: Complete Analysis 2026

UILCF — Stock

Singapore Land Group Limited, an investment holding company, engages in the development of properties for investment and trading in Singapore and internationally. The company operates through Property Investment, Property Trading, Hotel Operations, Technology Operations, and Others segments. It develops and leases commercial office, retail space, and residential properties. The company also offers property management services; invests in and operates hotels; invests in retail centers; distributes computers and related products; retails computer hardware and software; and provides information technology, systems integration, and networking infrastructure services. In addition, it invests in shares, and provides marketing management and other related services. The company was incorporated in 1963 and is based in Singapore. Singapore Land Group Limited is a subsidiary of UOL Group Limited.

Full UILCF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.