Is ULIHF or GBDC a better dividend investment in 2026?

ULIHF currently yields 4.61% with a 5% 5-year dividend growth rate. GBDC yields 11.86% with 5% growth. The better choice depends on your goal: GBDC offers higher current income.

What is the dividend yield difference between ULIHF and GBDC?

ULIHF has a forward dividend yield of 4.61% ($0.06/share annually). GBDC yields 11.86% ($1.50/share annually). The yield gap is 7.25 percentage points.

Home › Compare › ULIHF vs GBDC

ULIHF vs GBDC: Dividend Comparison 2026

ULIHF yields 4.61% · GBDC yields 11.86%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ULIHF wins by $3893.53M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

ULIHF

● Live price

4.61%

Share price

$1.30

Annual div

$0.06

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3914.38M

Annual income

$3,757,849,931.79

Full ULIHF calculator →

GBDC

● Live price

11.86%

Share price

$12.65

Annual div

$1.50

5Y div CAGR

51.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.85M

Annual income

$16,450,733.83

Full GBDC calculator →

Portfolio growth — ULIHF vs GBDC

📍 ULIHF pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ULIHF	GBDC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ULIHF + GBDC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ULIHF pays

GBDC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ULIHF

Annual income on $10K today (after 15% tax)

$392.01/yr

After 10yr DRIP, annual income (after tax)

$3,194,172,442.02/yr

GBDC

Annual income on $10K today (after 15% tax)

$1,007.91/yr

After 10yr DRIP, annual income (after tax)

$13,983,123.76/yr

At 15% tax rate, ULIHF beats the other by $3,180,189,318.27/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ULIHF + GBDC for your $10,000?

ULIHF: 50%GBDC: 50%

100% GBDC50/50100% ULIHF

Portfolio after 10yr

$1967.62M

Annual income

$1,887,150,332.82/yr

Blended yield

95.91%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

ULIHF

No analyst data

Altman Z

2.5

Piotroski

3/9

GBDC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+10.7% upside vs current

Range: $13.00 — $15.00

Altman Z

0.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ULIHF buys

GBDC buys

No recent congressional trades found for ULIHF or GBDC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricULIHFGBDC

Forward yield	4.61%	11.86% ✓
Annual dividend / share	$0.06	$1.50 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	51.1%
Portfolio after 10y	$3914.38M ✓	$20.85M
Annual income after 10y	$3,757,849,931.79 ✓	$16,450,733.83
Total dividends collected	$3903.33M ✓	$20.43M
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: ULIHF vs GBDC ($10,000, DRIP)

Year	ULIHF Portfolio	ULIHF Income/yr	GBDC Portfolio	GBDC Income/yr	Gap
1	$11,622	$922.37	$12,492	$1,791.70	$870.00 → GBDC
2	$14,440	$2,003.76	$16,527	$3,160.58	$2.1K → GBDC
3	$20,104	$4,653.23	$23,588	$5,904.90	$3.5K → GBDC
4	$33,620	$12,109.28	$37,141	$11,901.65	$3.5K → GBDC
5← crossover	$73,826	$37,852.07	$66,205	$26,463.38	+$7.6K → ULIHF
6	$234,355	$155,361.26	$137,452	$66,612.65	+$96.9K → ULIHF
7	$1,172,599	$921,838.97	$342,372	$195,298.53	+$830.2K → ULIHF
8	$9,876,061	$8,621,381.00	$1,053,292	$686,954.33	+$8.82M → ULIHF
9	$146,291,644	$135,724,258.55	$4,111,439	$2,984,416.95	+$142.18M → ULIHF
10	$3,914,381,991	$3,757,849,931.79	$20,849,974	$16,450,733.83	+$3893.53M → ULIHF

ULIHF vs GBDC: Complete Analysis 2026

ULIHF — Stock

The United Laboratories International Holdings Limited, an investment holding company, engages in the research, development, manufacture, distribution, and sale of pharmaceutical products. It operates through three segments: Bulk Medicine, Intermediate Products, and Finished Products. The company offers oral antibiotics, antimicrobials for injection, anti-cold products, cough medicines, ophthalmic drugs, antiviral drugs, anti-hepatitis B drugs, diabetes drugs, skin drugs for external use, cardiovascular and cerebrovascular drugs, nervous system drugs, vitamins, and vacant gelatin capsules, as well as API and intermediate products. It also manufactures and sells soft capsules casings; holds trademarks; and trades in pharmaceutical products. In addition, the company provides management services. It has operations in the People's Republic of China, Europe, India, the Middle East, South America, other Asian regions, and internationally. The company was founded in 1990 and is headquartered in Yuen Long, Hong Kong.

Full ULIHF Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.