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UMEWF vs BTI: Dividend Comparison 2026

UMEWF yields 487.80% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMEWF wins by $50753.86M in total portfolio value
10 years
UMEWF
UMEWF
● Live price
487.80%
Share price
$0.41
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50753.89M
Annual income
$36,168,404,531.85
Full UMEWF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — UMEWF vs BTI

📍 UMEWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMEWFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UMEWF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMEWF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMEWF
Annual income on $10K today (after 15% tax)
$41,463.41/yr
After 10yr DRIP, annual income (after tax)
$30,743,143,852.07/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, UMEWF beats the other by $30,743,141,483.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMEWF + BTI for your $10,000?

UMEWF: 50%BTI: 50%
100% BTI50/50100% UMEWF
Portfolio after 10yr
$25376.97M
Annual income
$18,084,203,659.25/yr
Blended yield
71.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UMEWF
No analyst data
Altman Z
-14.5
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMEWF buys
0
BTI buys
0
No recent congressional trades found for UMEWF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMEWFBTI
Forward yield487.80%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$50753.89M$37.7K
Annual income after 10y$36,168,404,531.85$2,786.64
Total dividends collected$49478.61M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UMEWF vs BTI ($10,000, DRIP)

YearUMEWF PortfolioUMEWF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$59,480$48,780.49$11,299$598.92+$48.2KUMEWF
2$334,811$271,167.03$12,794$703.91+$322.0KUMEWF
3$1,784,770$1,426,522.08$14,518$829.07+$1.77MUMEWF
4$9,016,553$7,106,848.63$16,513$978.64+$9.00MUMEWF
5$43,202,271$33,554,559.81$18,827$1,157.84+$43.18MUMEWF
6$196,483,123$150,256,693.49$21,518$1,373.12+$196.46MUMEWF
7$848,895,486$638,658,543.63$24,657$1,632.46+$848.87MUMEWF
8$3,487,095,949$2,578,777,778.75$28,329$1,945.74+$3487.07MUMEWF
9$13,631,297,985$9,900,105,319.66$32,637$2,325.33+$13631.27MUMEWF
10$50,753,893,375$36,168,404,531.85$37,708$2,786.64+$50753.86MUMEWF

UMEWF vs BTI: Complete Analysis 2026

UMEWFStock

UMeWorld Limited, together with its subsidiaries, operates as an educational technology company with a focus on the K-12 education market in China. It offers UMFun, a cloud-based assessment and learning analytics platform that analyzes and adapts to a student's performance and personalizes the delivery of proprietary educational items in accordance with the student's learning needs. The company's platform provides standards-based instruction, practice, assessments, and productivity tools that enhance the performance of educators and students. Its products also enable educators to track student performance in real-time to address individual student learning gaps while allowing administrators to monitor student progress and measure teacher effectiveness. It serves schools, teachers, students, and parents through online and mobile platforms. The company was formerly known as AlphaRx, Inc. and changed its name to UMeWorld Limited in March 2013. UMeWorld Limited was incorporated in 1997 and is based in Causeway Bay, Hong Kong.

Full UMEWF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.