HomeCompareUMEWF vs GBDC

UMEWF vs GBDC: Dividend Comparison 2026

UMEWF yields 487.80% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMEWF wins by $50733.04M in total portfolio value
10 years
UMEWF
UMEWF
● Live price
487.80%
Share price
$0.41
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50753.89M
Annual income
$36,168,404,531.85
Full UMEWF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — UMEWF vs GBDC

📍 UMEWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMEWFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMEWF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMEWF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMEWF
Annual income on $10K today (after 15% tax)
$41,463.41/yr
After 10yr DRIP, annual income (after tax)
$30,743,143,852.07/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, UMEWF beats the other by $30,729,160,728.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMEWF + GBDC for your $10,000?

UMEWF: 50%GBDC: 50%
100% GBDC50/50100% UMEWF
Portfolio after 10yr
$25387.37M
Annual income
$18,092,427,632.85/yr
Blended yield
71.27%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

UMEWF
No analyst data
Altman Z
-14.5
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMEWF buys
0
GBDC buys
0
No recent congressional trades found for UMEWF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMEWFGBDC
Forward yield487.80%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$50753.89M$20.85M
Annual income after 10y$36,168,404,531.85$16,450,733.83
Total dividends collected$49478.61M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UMEWF vs GBDC ($10,000, DRIP)

YearUMEWF PortfolioUMEWF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$59,480$48,780.49$12,492$1,791.70+$47.0KUMEWF
2$334,811$271,167.03$16,527$3,160.58+$318.3KUMEWF
3$1,784,770$1,426,522.08$23,588$5,904.90+$1.76MUMEWF
4$9,016,553$7,106,848.63$37,141$11,901.65+$8.98MUMEWF
5$43,202,271$33,554,559.81$66,205$26,463.38+$43.14MUMEWF
6$196,483,123$150,256,693.49$137,452$66,612.65+$196.35MUMEWF
7$848,895,486$638,658,543.63$342,372$195,298.53+$848.55MUMEWF
8$3,487,095,949$2,578,777,778.75$1,053,292$686,954.33+$3486.04MUMEWF
9$13,631,297,985$9,900,105,319.66$4,111,439$2,984,416.95+$13627.19MUMEWF
10$50,753,893,375$36,168,404,531.85$20,849,974$16,450,733.83+$50733.04MUMEWF

UMEWF vs GBDC: Complete Analysis 2026

UMEWFStock

UMeWorld Limited, together with its subsidiaries, operates as an educational technology company with a focus on the K-12 education market in China. It offers UMFun, a cloud-based assessment and learning analytics platform that analyzes and adapts to a student's performance and personalizes the delivery of proprietary educational items in accordance with the student's learning needs. The company's platform provides standards-based instruction, practice, assessments, and productivity tools that enhance the performance of educators and students. Its products also enable educators to track student performance in real-time to address individual student learning gaps while allowing administrators to monitor student progress and measure teacher effectiveness. It serves schools, teachers, students, and parents through online and mobile platforms. The company was formerly known as AlphaRx, Inc. and changed its name to UMeWorld Limited in March 2013. UMeWorld Limited was incorporated in 1997 and is based in Causeway Bay, Hong Kong.

Full UMEWF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.