HomeCompareUMICY vs BTI

UMICY vs BTI: Dividend Comparison 2026

UMICY yields 2.99% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $14.4K in total portfolio value
10 years
UMICY
UMICY
● Live price
2.99%
Share price
$4.69
Annual div
$0.14
5Y div CAGR
-4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$233.08
Full UMICY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — UMICY vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMICYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMICY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMICY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMICY
Annual income on $10K today (after 15% tax)
$253.73/yr
After 10yr DRIP, annual income (after tax)
$198.12/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,170.53/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of UMICY + BTI for your $10,000?

UMICY: 50%BTI: 50%
100% BTI50/50100% UMICY
Portfolio after 10yr
$30.5K
Annual income
$1,509.86/yr
Blended yield
4.95%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

UMICY
Analyst Ratings
3
Hold
Consensus: Hold
Altman Z
4.2
Piotroski
2/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMICY buys
0
BTI buys
0
No recent congressional trades found for UMICY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMICYBTI
Forward yield2.99%5.38%
Annual dividend / share$0.14$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4%11.3%
Portfolio after 10y$23.3K$37.7K
Annual income after 10y$233.08$2,786.64
Total dividends collected$2.6K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: UMICY vs BTI ($10,000, DRIP)

YearUMICY PortfolioUMICY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,987$286.57$11,299$598.92$312.00BTI
2$12,038$282.47$12,794$703.91$756.00BTI
3$13,158$277.69$14,518$829.07$1.4KBTI
4$14,352$272.33$16,513$978.64$2.2KBTI
5$15,623$266.49$18,827$1,157.84$3.2KBTI
6$16,977$260.27$21,518$1,373.12$4.5KBTI
7$18,419$253.75$24,657$1,632.46$6.2KBTI
8$19,955$247.00$28,329$1,945.74$8.4KBTI
9$21,592$240.10$32,637$2,325.33$11.0KBTI
10$23,337$233.08$37,708$2,786.64$14.4KBTI

UMICY vs BTI: Complete Analysis 2026

UMICYStock

Umicore SA operates as a materials technology and recycling company worldwide. The company operates through Catalysis, Energy & Surface Technologies, and Recycling segments. The Catalysis segment produces automotive catalysts for gasoline, and diesel light and heavy-duty diesel applications; stationary catalysis for industrial emissions control; and precious metals-based compounds and catalysts for use in the pharmaceutical and fine chemicals industries, as well as fuel cell applications. The Energy & Surface Technologies segment offers cobalt and specialty materials, rechargeable battery materials, and electro-optic materials, as well as metal deposition solutions, including electroplating and PVD coating. The Recycling segment treats waste streams containing precious and other specialty metals from a range of industrial residues and end-of-life materials. This segment also produces precious metals-based materials for glass production, electric, and electronic applications. The company was formerly known as Union Minière du Haut Katanga and changed its name to Umicore SA in 2001. Umicore SA was founded in 1805 and is headquartered in Brussels, Belgium.

Full UMICY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.