HomeCompareUMMA vs VIG

UMMA vs VIG: Dividend Comparison 2026

UMMA yields 1.18% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $10.9K in total portfolio value
10 years
UMMA
UMMA
● Live price
1.18%
Share price
$30.65
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$127.76
Full UMMA calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — UMMA vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMMAVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMMA + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMMA pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMMA
Annual income on $10K today (after 15% tax)
$100.58/yr
After 10yr DRIP, annual income (after tax)
$108.60/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, VIG beats the other by $40.33/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of UMMA + VIG for your $10,000?

UMMA: 50%VIG: 50%
100% VIG50/50100% UMMA
Portfolio after 10yr
$26.8K
Annual income
$151.48/yr
Blended yield
0.56%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMMA buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
K. Michael Conaway🏢 House$VIG▲ Buy$15,001 - $50,0002020-05-19
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMMAVIG
Forward yield1.18%1.61%
Annual dividend / share$0.36$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.4K$32.3K
Annual income after 10y$127.76$175.21
Total dividends collected$1.2K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMMA vs VIG ($10,000, DRIP)

YearUMMA PortfolioUMMA Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,818$118.32$11,301$160.59$483.00VIG
2$11,695$119.63$12,752$162.91$1.1KVIG
3$12,635$120.87$14,370$165.02$1.7KVIG
4$13,641$122.04$16,176$166.93$2.5KVIG
5$14,719$123.14$18,188$168.67$3.5KVIG
6$15,874$124.18$20,432$170.25$4.6KVIG
7$17,110$125.16$22,933$171.68$5.8KVIG
8$18,434$126.08$25,720$172.98$7.3KVIG
9$19,851$126.95$28,827$174.15$9.0KVIG
10$21,369$127.76$32,288$175.21$10.9KVIG

UMMA vs VIG: Complete Analysis 2026

UMMAStock

The fund is an actively-managed exchange-traded fund (“ETF”) that seeks to invests in equity securities of global companies (excluding U.S. domiciled companies) the characteristics of which meet the requirements of Shariah and are consistent with Islamic principles as interpreted by subject-matter experts (each, a “Shariah Compliant Company”). The adviser seeks to invest the fund’s assets in securities similar to the components of, and to achieve returns similar to those of, the Dow Jones Islamic Market International Titans 100 Index (the “Index”). The fund is non-diversified.

Full UMMA Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.